credit card or cash??

i used credit card mos of the time Because it is very useful to me , as long as you know how to use it and you know when you will stop using it. this will help you to buy other commodities that you need if you have an emergency need Like medicine this credit card is a great help for each on eof us you didnt need lend to your relatives bec u have this credit card and Salary is not yet coming and you are out of cash credit card may help to transact business. aside from thst some credit credit cards have aproper points while using it you can exchange some of th eitem of their promos. But cash are also important whenn the item i buy is below 100 or when i am in the Public Market because credit card is not applicable. So i really like credit card transaction

I said goodbye to credit cards a year ago so I pay by cash these days. I don't want to be tempted with credit cards anymore. I regretted being too swipe-happy.

well i prefer debit cards becoz i think credit cards are risky you tend to spend more than your ppocket allows

I don't have a credit card today and I don't intend to have one in the future. I look at a credit card as a way of spending money that is not really yours. Hence the name "credit" card. Because you are spending a lent money, and you will pay for spending it through interests. I would prefer a debit card than a credit card. But as much as possible, I will use cash.

I have two debit only cards, one personal, other for business. I prefer them over cash.

You got the right way of thinking.That credit card you only use for emergencies and I mean emergencies when there is no cash available.As the saying goes,"CASH IS KING".I also prefer using strictly cash as I can negotiate dealings much better when purchasing cash,also knowing that I am only paying that amount and know extra admin charges for usage of the CC. Keep it up.

i use cash and use my credit card on important things only. i am a single mom of four children so i cant just buy anything with cash or with credit card. if i buy something with credit card i am still the one who will be paying it with cash. i use credit card only if there is something important to buy and i dont have any cash at hand.

Hi There, You are very wise to mainly use cash. Credit cards can lead to so many money problemes. I have been down that path and it is not somewhere I like going. Basically the only time I use credit cards anymore if it is with somewhere they only use that as a method of payment. There are not too many places like that so that means I very rarely use credit. cheers,

I would much rather use cash then use my credit card but sometimes I just dont' have as much money on me as I need until payday so then I use the credit card. Credit cards have helped me to buy groceries in between paydays sometimes.

i don not own a credit card so only use cash, i dont want to have a credit card if i am honest. I have always been one of those people who think what you cant afford you cant have, so therefore only pay with cash so i know im not going into debt as i do not want to go down that road.

I use my debit card all the time. I don't have a credit card and don't want one! They cost me to much problems. So I stay away from them. my debit card and cash does me just fine! (:

well till now by cash..

I used to believe that using cash to purchase goods is better than using credit cards. Now i am living in a country where you have to have a good credit card standing to be able to get loans for your car and house. It also shows that you are a responsible person. So I am now starting to use plastic when buying items. You know, using a credit card is like posting in myLot, You also get points as rewards LOL.