Do you use cash or card when shopping?

Philippines
June 27, 2008 4:02pm CST
When one is shopping, you can use credit cards, cash. Do you use cash so you can control the money you spend for shopping? Or do you use your credit card to enjoy shopping and just wait for the next month's bill to settle your account?
4 people like this
14 responses
@jashley1 (746)
• United States
2 Jul 08
I rarely use cash ever or have it on me. I always use my debit/credit card when I shop. I don't have any more credit cards as I've clipped them all up and am busy paying them off! I can't remember the last time I had more than a few bucks on me. It seems like if I carry the cash, it's very likely that it will all be spent in a short amount of time! I'm trying to refrain from doing that!
1 person likes this
@snowy22315 (179701)
• United States
2 Jul 08
I usually use my debit card. i dont like using a credit card because I will end up paying more on my bill. If I was smart I would use cash because if you physically handle the cash you usually end up spending less.
1 person likes this
@Bd200789 (2994)
• United States
28 Jun 08
I use cash most of the time, but sometimes I use my debit card. I don't like to use my credit card because it makes it easy to spend too much.
• United States
28 Jun 08
i like debit cards too because the purpose of credit card is to help build your credit score but everytime you purchase something especially online, you,re proned to high intrest rates of 2% or more you,re alot better off with using a debit card to order to build credit. just thouht i,d comment. Have a good day a remember a penny saved is a penny earned.. Gateway78
@bowtieguy (5915)
• United States
1 Jul 08
I try to use cash if I have it otherwise I will use my credit or debit card.
1 person likes this
@baileycows (3665)
• United States
2 Jul 08
I rarely have cash on me. I most always use my debit card. I usually end up spending less money that way for some reason.
1 person likes this
5 Jul 08
I would always use a debit card as I don't have to carry tonnes of cash when i'm out shopping and i don't have to worry about overspending.
@snivelbec (135)
• United States
3 Jul 08
I use a credit card for just about everything I do. Fortunately, I am almost freakish in my ability to control my spending and stay within budget. I use the credit card(s) I use because they give me cash back, which I put toward Christmas. I charge my groceries, gasoline, odd trips to Walmart or Target, Costco, even monthly bills because then I get either cash back or reward points to trade in for gift cards. Some transactions, as a matter of fact, almost make me howl and thump my chest. Example: I have a small, very mildly successful (VERY mildly) vintage jewelry site. I get a lot of my stock from Ebay - I use a link through Big Crumbs so I get a percentage of cash back from the transaction, AND I use a credit card to pay, which also gives me cash back on the transaction. It's like double-dipping and I LOVE it.
• Hong Kong
28 Jun 08
I use card most of the time so that I could keep track on my earnings and get those bonus rewards from the card company which I could redeem some coupons later.
@YoungInLove (1254)
• Canada
28 Jun 08
I dont own a credit card but I almost never have cash on me, so its debit for me.
@rosema (1145)
• Philippines
28 Jun 08
hi abarrojr, I used cash for shopping, in that way i can control my self. i only use credit card if i dont really have money in hand and i need to buy something. thanks and nice mylotting with you.
@saundyl (9783)
• Canada
2 Jul 08
I use my debit card or cash. I choose not to have a credit card at all.
@kel1483 (986)
• United States
27 Jun 08
I shop using cash. I don't even own a credit card. I have a check card that I can use for shopping online or in other instances where a credit card would need to be used. I like using cash because then I know what I'm spending and I know I'm not spending beyond my means.
@piknik (43)
• Philippines
28 Jun 08
good day abarrojr! I usually use cash when i go shopping so i will know if I'm already spending too much and meet my cash limitation. But i do use credit card sometimes especially if i saw something that is I really love to buy and have no cash to pay for it.
• United States
28 Jun 08
i generely use debit card whenshopping online rather using a credit card this is more convenient alot better then using a credit card where intest is added every time you make a purchase.yiu can settle your account just fine with a debit card. a very wise choice. Gateway78