What/when was your first experience in a driving accident?

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As the question says, what was (and when was) your first experience being involved in some sort of driving accident and/or collision? .. Preferably that you were behind the steering wheel but if you were a passenger that is also exceptable. For me, I can not remember my first accident where I was the passenger (possibly because I have not actually been in a driving accident). However, after I got my G2 (licence where you can drive by yourself), about a few weeks after I got ditched. I was trying to do a 3-point-turn and ended up in a ditch. There was two other times and all 3 of the times I have been ditched were within 2 months of me receiving my G2 lol. Thank GOD I had a CAA membership! (for a towtruck). The first time I was enroute to a party. The second time I was basically going on a little drive and was thinking about visiting a friend. Those first two times I was all alone. The third time, I was with a friend and she told me to pull over somewhere that was snow covered, so we ended up in the ditch. ATLEAST two (if not three) of the times it looked like snow covered road (but it is very decieving!) How about everybody else??