What not to do with your credit cards
By applefreak
@applefreak (3130)
Singapore
July 16, 2008 10:59pm CST
came across this list of don'ts from a website. pretty useful information for those of us who holds a credit card. with credit card fraud so rampant nowadays, we couldn't really afford to let our guards down. do keep these in mind the next time you whip out that credit card. it might save you a rude shock when you receive your bill. 
[i]1. Giving out your credit card number over the phone and fax to unverified sources.
2. Passing over your credit card number at dodgy websites or over the email. These are sneaky phishing tactics at work. Don't fall for them!3. You did not sign at the back of your new card.
4. You did not shred the card when you have stopped using it
5. You leave your card lying around, and not paying due attention to them.
6. You do not keep a record of all your credit card transactions and activities. You might just be on a receiving end of a "gift" charge if you are not careful.
7. Not properly disposing your credit card receipts.
8. Writing your PIN number on your credit card. Not a wise move.
9. Lending your credit card to any Tom, D.i.c.k and Harry.[/i]
[i]1. Giving out your credit card number over the phone and fax to unverified sources.
2. Passing over your credit card number at dodgy websites or over the email. These are sneaky phishing tactics at work. Don't fall for them!3. You did not sign at the back of your new card.
4. You did not shred the card when you have stopped using it
5. You leave your card lying around, and not paying due attention to them.
6. You do not keep a record of all your credit card transactions and activities. You might just be on a receiving end of a "gift" charge if you are not careful.
7. Not properly disposing your credit card receipts.
8. Writing your PIN number on your credit card. Not a wise move.
9. Lending your credit card to any Tom, D.i.c.k and Harry.[/i]1 person likes this
7 responses
@applefreak (3130)
• Singapore
17 Jul 08
you're most welcome and thank you for responding. i sure hope all fellow mylotters will benefit from these tips. take care ;D
@tamarafireheart (15384)
•
17 Jul 08
Hi applefreak,
That is a very good advice, have you ever been caught short? my pin nuber is in my head and no where else and I only gor one card so it easy to remember. Thanks for the advice.
Tamara
1 person likes this
@applefreak (3130)
• Singapore
18 Jul 08
well i do my best not to fall victim. glad to report that i've been lucky so far. i take all the precautions and more. i also regularly check my credit card transactions over the internet. if i wait till the bill is sent to me, it might be too late to stop the fraudster. thanks for responding and have a good day. :D
@frankiecesca (2489)
•
17 Jul 08
Very useful advice!
I don't even have credit cards anymore as I got in bad debt and now just pay by cahs or debit so it comes right out of my account and I always know exactly what money I have! x
1 person likes this
@applefreak (3130)
• Singapore
17 Jul 08
oh dear i am so sorry to hear that. i hope you have managed to clear all of your debts. it's really a dangerous line credit card users are treading. without control, one can easily fall into the bottomless pit. it's so easy to get a card nowadays, with some banks even sending pre-approved cards. the list applies to debit cards as well. debit cards basically works just like credit cards. the only difference is where the money comes from. cheers and take care ;p
@ANTIQUELADY (36440)
• United States
17 Jul 08
i don't use credit cards so i don't have to worry about that, thank heavens.
1 person likes this
@applefreak (3130)
• Singapore
18 Jul 08
good for you, credit cards can be hard if one overspends. well the same rules apply to debit cards as well. thanks for responding, cheers ;p
@BloodShyne (792)
• United States
17 Jul 08
10.Watch people who work at check-out lines closley, some stick a peice of play-doh under the counter or somewhere and when you hand them your card they press it aginst it...and whola they have all your card info just like that
11.Don't use to chop up coke lines....a razors much better;)
1 person likes this
@applefreak (3130)
• Singapore
17 Jul 08
yes number 10 is a good one too. not just the play-doh, but machines as well. watch out if the cashier seem to swipe your card through two different machines. it's best to keep your card in sight at all times. though this can be tough when using at restaurants.
i like number 11 
@welikemoney (383)
• United States
17 Jul 08
This is a good list. There's a lot of things that can end up in credit card and identity fraud these days. Some people are really good at doing really bad things like this! Always take any extra precautions possible to protect yourself.
1 person likes this
@applefreak (3130)
• Singapore
17 Jul 08
yes i think we all should keep these precautions to mind. never hurt to be extra careful. thanks for responding ;p
@villageanne (8553)
• United States
21 Jul 08
Good advice for those who use credit cards. We do not use credit cards and havent for over 15 years now.
@applefreak (3130)
• Singapore
21 Jul 08
wow that's great to hear villageanne. not using credit cards means you can keep your spending under control very well. cheers ;p
