New kind of site ( I need your opinion )

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Alright so basically I am going to release my idea to the myLot community to see if my idea is either lame or brilliant. I was talking to programmers and they said that they would charge me $400 so I would like to know if it would actually be worth it. My Idea: if anybody is familiar with linkreferral, It's going to be like that except with a twist. Basically each user will pay another user $0.01 ( 1 cent ) to view another members website and receiving 100 credits so that their website can be viewed 100 times receiving 100 pennies ( $1 ). So theoretically if you view 100 members pages you will pay out $1 but receive $100. There might be a slight membership fee ( $1 or $2 ) if the site goes well I hope I got that through clearly enough. Please express your opinions and/or ideas etc. Should I go with it or dump the idea. Thank you