making home budget is necesory ?

budgetting your money is a very good way of thinking about your future. my boyfriend and i don't have enough money every month. but we make sure that we won't be having financial problems in the future. we do this by saving what we can and still trying to enjoy the good things in life. it is all about balancing everything that you have. don't buy something you can't afford and don't get so many loans which you know can kill your financial status one day.

For me, it is a necessity. with the kids, and the car problems, and all that. Its a necessity. We are very low income, so it has to be done.