Do you still use your cheque book ever?

I still use checks on a regular basis but because I often review my account online, it has been a long time since I have used the ledger or tried to balance it.

I'm amazed at the number of people still using cheques. On Saturdays I see about my cousin's pet shop and quite a few people pay for their supplies with cheques. Cheque books are still in great use. The shipping company I work for uses cheques to pay most of their bills and although cards are given out in great numbers cheque fraud is still a major liability.

I do still use my checkbook quite often. I pay bills some with it and I write checks for Avon and things that come up that I can't use debit card for. I will occasionally write a check at the store too. I always have my checkbook with me so that if I am out and the machine won't take my card, I have another means of paying as I don't carry cash with me much. I think that it is important that we don't let everything go to being online as there are still risks involved with that information being stolen from us. Don't put all your eggs in one basket, so to speak!!

I have not used my cheque book in years, I used to pay all my bills through cheque each month and what happened was that certain places would not cash the cheques for 2 - 3 weeks after I had sent it. Of course we were really hard up then and so the money that had been accounted for with the cheque would still be in the bank and I would forget and use it for something else. We kept ending up in our overdraft because of it and so I just knew that I had to stop using the cheque book, I did and have never used one since, it must be about 6 years now.

We use checks to pay all of our bills. My hubby used to make some payments over the phone, but he discovered that creditors would put the payments through before they said they would and he bounced some checks that way. Now we write them all out and mail them. I also prefer using checks over credit or debit cards. I have duplicate checks, so there's never any doubt about where the money has gone. Sometimes when you use a credit or debit card, the receipt they give out is so small and thin that it's easily lost...before one can write it down.

Ya I need a cheque book regularly.I deal in garments..and when I have to pay the party for their goods , I use it .I need almost 25 to 30of them per month. I do get post dated cheques , from the parties , whom I deliver goods.So , if you are in business , you need them...

I use mine to pay some bills that I cant pay over the phone. So I do use it about once a month

i havent used my cheque book in years, my bills are all direct debit or done at the bank with cash, shops i pay cash or card and online i use paypal, i couldnt even tell u where my cheque book is at the mo i put it away somewhere safe lol so safe i dont even know where.

I'm like you; I've had my checkbook for a little over 3 years now and I've probably only written a total of about 10-15 checks. It's just so much easier to use a check or credit card.

I think people most people dont use cheque any more cause what is common now is credit card. infact i so much like it cause its easy to use and u can collect ur money faster and another reason why i like it is that u can collect ur money any time. so i like it.

I only use my check book once a month. Every other bill and thing I pay for at the store is done with my debit card or I pay alot of our bills online.

I rarely use my check book. I think I maybe write out 2 checks a month and now that school is getting back I will be writing out the tuition check but I pay almost all of my bills online. What I think is more surprising then not using a checkbook is I hardly use money anymore. I use my debit card for everything. I often think what would happen if the machine was broke and I couldn't pay at a resteraunt or grocery store. I usually don't carry my checkbook so I don't know what I would do. Another thing about the checkbook. Remember balancing your checkbook every month and writing everything down. I don't do that anymore. I go online everyday and see what has cleared and check my balance. I don't even get bank statements anymore - its all online.

Our checkbook gets used for school functions only. All the other times we have cash or use the debit card. Only reason we use it for school is because we need the check stub for our taxes. We bought a box of checks three years ago and we are going to have to buy a new box probally next month.

I need to find a cheque book so I can keep track of how much I have spent on my debit card. Where do you get one?

Whatever may be the modern banking machines, cant avoid the use of bank cheques. I know its today now we are used to ebanking. However cheque book are needed and must. Even i have to use cheque books. When deposit cash on our account,bring to enter credit.

Sure I do but it is on the rare side. Cheques take the place where cash may be inconvenient - e.g. you want to post it. Or, it might just be that you want to have a record kept - when you scribble in the stub of your cheques and that when the person cashes your cheque, the bank will have a record of their ID. Can be pretty useful sometimes.

yes i still do! i use it to pay my credit card bills because i dont have an account with the bank that i've a credit card with ;)

Dear friend, In my country India were I live is south India here most transactions are done with cheques or if any borrowing or loans are closed through post dated cheques. Most of the banks too accept cheques for the investment. Hence very often I use cheques here.

well i have never used a check book before and i m not thinking to use since there is sites like paypal, alertpay and egold i think check book started to become history nowadays and in few years people will no longer use it and in the new generation when you say checkbook they will say what is that ? lol

I do - but very rarely. Like yourself it's usually for when the window cleaner or someone like Avon comes unexepctetly and needs paying. What is surprising is the amount of places that no longer accept cheques.