Someone Explain This One

I believe that I can answer this one. People are supposed to keep track of what they have and what they do not have. When a check balances, it means that a person assumed that they had more in their account than what they really had. Either the person is not keeping up with what they have, or they did not check what they had to spend before they tried to spend it. Either way, the bank sees it as a lack of responsibility, and they charge you more as a consequence. They charge you what you don't have so that maybe you will be encouraged not to do it again.

they call it an administration fee,my bank will charge you £25 and a one off fee of £35,if that the case i want a job in bank admin,id make a fortune