Are You Addicted Using Your Credit Card???
By Gwapako_28
@Gwapako_28 (2140)
Philippines
August 27, 2008 7:02am CST
I have a friend, lately i knew from his husband that her credit card was messed up. It was closed and her debt is around $8,000.00... I cant imagine how she used it. I do have credit card but i just used it for emergency like foods and groceries... I am planning to use it to buy a brand new cellphone but i am afraid that i might messed up too soon. Lol!!!
How about you, do you have credit card? do you used it almost all the time when you are out / mall instead of cash???
1 person likes this
5 responses
@barbiegirl13 (1588)
• United States
27 Aug 08
I do not own any credit cards as of right now. I used to have many of them but it was just so tempting for me to go to the stores and rack up the bill. I new that I would have to pay them off but would just put it off. I now would never have anything but my bank card at least that way I know that the money is going to be withdrawled from my bank account. I also have had a lot of problems with putting my information online and have had people get my info and charge to my account.
1 person likes this
@corngrass (727)
• Malaysia
27 Aug 08
Hi there! I do have a credit card, which my dad sub it to me with a credit limit of 8k. I'm having a trouble to control myself from using it. I over use it two months ago and i have to pay my dad now. Such a headache. Lol! I probably use cash when i went out, i only use credit card when i'm out of cash or if the thing is of a big amount.
1 person likes this
@nutanjain (898)
• India
27 Aug 08
hi how are you well iam not addicted to my credit card but iam soon going to purchase it because consirdering its benefits and the discounts and other benefits we get also the password makes simple to acces by you only and if it gets lost then you can request the customer care to please suspend the card and if it is been getting misused by any person then it can easily be traced through net so overal credit card is a very good option reather than going for cash in hand
@kishanganj (163)
• India
27 Aug 08
Hi
The temptation to own a credit card is very high with me but after hearing the scary stories how people mess up their debt .I am postponing to have one.I also hear lot of nasty stories how the credit cards are being misused by shops etc so I donot want to take a chance.I might have one in future but it has to be used with discretion.