Are you a trapped under the curse??

I can honestly say that I only have one credit card but it's not one for general use. It is my Care Credit card used for medical purposes only. It's great for uninsured or people with low incomes. I had to use it to get my teeth done. I had dentures made and It was medically necessary. I knew that I would never come up with 3 grand on my own so I got this card. I pay my regular payments and a little extra. I do agree that kids nowadays do not realize the work ethic. They think money just grows on trees. I also think that parents that give their children credit cards are ignorant. I don't care if my kids are completely trustworthy and working hard I would still never give one to them. I was raised knowing that if I wanted something I had to earn it either working at a place of business or working for family. Nothing was ever given to me. I bought my first truck at 15 when I was working for my dad. I don't necessarily believe that finances should only be the female counterparts responsiblity either. If both parties make and spend the money then it should be both responsibilities. Then there is no room for blame when something comes up in the negative. Wives or g/fs are not mothers to every male they know. We dont want to be. I have two kids that need me. My husband shouldn't depend on just me to make sure we have money. Awesome discussion!!

I am in charge of my credit card, it is not in charge of me. If I cant afford to pay for something by the time the credit card bill is due to be paid, I dont buy it. I think retailers and the media try to convince us all that we 'must have' all manner of things that we really dont need but, its up to each of us to take responsibility for our own spending habits.