How your credit card notifies you about your purchase?
By youless
@youless (112586)
Guangzhou, China
13 responses
@jonesy123 (3948)
• United States
30 Aug 08
I can check my credit card balance online or via phone. Some credit cards even let you view pending transactions, others only those transactions that actually fully went through. They also mail you a monthly statement or you can view it on their website. You see where something was bought and how much was spent. With most of them you can even pay bills online.
3 people like this
@lordwarwizard (35747)
• Singapore
30 Aug 08
I do think the sms feature is quite neat. I would like that but in email form.
Like I go out shopping and can see the transactions via email. It would be kinda irritating for me to receive a sms message right after I put down the pen after signing at the counter.
2 people like this
@lostgirlz (54)
• United States
30 Aug 08
I can check online also, but if it is a big purchase they call to make sure it's from us to get the ok.
3 people like this
@faith210 (11224)
• Philippines
30 Aug 08
Hi youless! That is such a great service! I only get to see and check my purchases at the end of my cutting date for the billed month. The bank or credit company will give me two weeks to check and file complaints if there are fraud purchases that are reflected on my billing statement. I hope that we will have that kind of service like you have.
Take care always..God Bless!
2 people like this
@shiloh_222 (5479)
• Philippines
30 Aug 08
hi there... that's a great service like you said. for me, i have to wait for my monthly credit card statement... and just call the hotline if i have any questions or complaints. happy mylotting
2 people like this
@shiloh_222 (5479)
• Philippines
31 Aug 08
yeah... they should. this service is a great one
1 person likes this
@abhiroop85 (2826)
• Scottsdale, Arizona
4 Sep 08
first of all it gets reflected on the the online credit card account ,then I get a sms on my cell phone,then monthly i get a postal bill and before that a statement comes in my inbox.
@danishcanadian (28955)
• Canada
30 Aug 08
I don't have a credit card, but I have a check card on an American bank account that I use just like a credit card, It has a Visa logo and everything on it. When I use it like a credit card or at an ATM machine the money comes directly out of my account. I like that, because there are no surprise bills at the end of the month.
2 people like this
@lordwarwizard (35747)
• Singapore
30 Aug 08
Well it doesn't.
Sometimes things are not too advanced here that lol. I have got to manually check by logging in to the portal.
Either that or I wait for my monthly statement to arrive. Then if need be, we can dispute.
1 person likes this
@aseretdd (13730)
• Philippines
31 Aug 08
I can always check my credit card balance by calling toll free... but in the past... someone would always call me when i use my credit card to confirm if it was indeed me who used it... i experience my credit card being hacked a few years ago... so they wanted to confirm with me first... but nowadays they do not do that anymore...
1 person likes this
@wondericequeen (7876)
• Hong Kong
6 Sep 08
My bank will mail me a statement once a month and I would check the items and pay accordingly. Because I just have one credit card, I never forget to pay.
1 person likes this
@williamjisir (22819)
• China
30 Aug 08
Hello youless. I don't have a credit card, but sometimes I use my bank card to pay for the stuff that I buy. I think that it is very convenient by using the card, as I don't have to bring cash with me. Of course, the service of credit card that you have is of great convenience. Years ago, one of my colleagues asked me if I would like to have one, but I didn't think that it was necessary for me to have one, even now, because my bank card is good enough for me. Good day.
2 people like this
@crazy_ol_lady (1014)
• United States
30 Aug 08
Hi youless,
Credit cards are nice to have, especially if traveling. You don't have to take large amounts of money with you. I get statements at the end of the month for my purchases.
It is also much easier to spend more on your purchases. LOL
Have a nice day..
1 person likes this