Do you have plan to create your own money making site?

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I was observed that most of the ptc sites are the same, the way I can look at the page, layout and the system. Seems like many people are creating their own ptc site or gpt site. Do you have plan or think about creating your own money making site like this? I think there is a free script for ptc site, so all we need to do is to have a hosting account isn't it? Is it a huge task and huge investment? Any ideas? I was thinking of the system for payment, seems you need to pay for paypal processor or something? I don't have much ideas about this. Please share if you already.