How often do you balance your check book?

I jot down in a book my balances and as I use my say debit/credit card that is hooked up with my checking make whatever deduction I've done that day if I've used my card....I pretty much check my balances everyday...comparing what I have in my book with my on-line balance...being on SSI benefits I have to be REAL careful of my balance...sure don't want to be slapped with a $35 bounce check fee.

i don't balance my checkbook because my bank offers online banking. If i used actual checks i would use it (because the checks you send out dont reflect on your bank statement right away) but i use my bank card most of the time, so it's usually up to date all the time. I hate filing out my checkbook registry. If you do too, i recommend you check and see if your bank has online banking. lots of advantages to banking online.

I am not good with my check book, in fact the worst, I just recently opened a new account and I have online bankingm it is great because each night I can pull it up on the screen and see what has been done on that day. What has come in and what is pending. My figures do not ever come out to the ones the bank has, they are off a few cents here and there, which is because they charge a fee for using my debit card as a debit, or there is a few cents for this and that, fee I don't understand since it is a free account. So since ther is a difference of a few cents I just take what they got as a balance. There are these pending things on my account, and I wonder why they have to be pending I used the card, spent the money, why should it be pending, I guess so they can see they turn in the same amount as what went across the card. It is a lot easier seeing it on the computer everynight than waiting on the statement to come in and then finding out there is a big difference in their balance and yours.

I check mine at least every week online. There's always the chance that I forgot to write in a small purchase I made and I don't want to get caught overdrawn and have to pay hefty fees. I would never go that long without knowing what I've got. With today's technology, there's no reason for it.

Likr Kelly I am lucky I don't have to do any balancing of check books etc. Its best if only one person does the paper work in the house, thanks hubby, I'm off the hook

I've tried many times to get into the habit of using my checkbook register, then balancing it on a monthly basis. I could never get myself to complete the register for a full month, and then to even balance it(ha!). I am online so much that I often keep track of my bank account several times a day. I have created a tracking sheet in excel that I use to help me keep track of what I have on a daily basis and when something is due and paid. That seems to be the easiest and most efficent for me.

I have never really balanced my check book before.. Before I go anywhere I always call the bank to see what I have in my account so I won't over draw. It is confusing trying to keep track of everything.

I am pretty good at keeping up with my checkbook. I always write everything in when I write a check or use my debit card. Once a month when my bank statement comes in I go back and recheck my checkbook to make sure its the same. I've made mathematical errors a couple of times but never have forgotten to write in a withdrawal.

I don't balance my check book as often as I should. I should do it at least once a week or so. I just hate that I put things off so much because I do pay for it later. Thinking I have more money than I actually do in my account stinks.

I dont balance it. well not in the traditional sense. I know what i have and what i can spend. Im very particular to make sure every penny is written down when i spend it, so for the most part i rarely have any descrepencies..if so maybe a few cents.