Can you stick to a budget?

It is so hard to stick to my budget! We get money once a month at the beginning of the month and it seems we're always broke by the end of the month. I can't wait to get a job! Right now, my hubby needs me to be his full time caregiver as he has a brain injury and is not to be left alone. I've been looking into finding some type of day program for him that can watch after him and give him things to do and look forward to. I hope that one of the places I've looked into will give us a call soon. It's just too hard to make it on that income alone.

It is rather hard to stick to a budget when you have more bills than money. I am disabled and I live on a fixed income each month. There are months, I have to decide whether to eat or buy medicine. There is no hope for a luxury. I spend my life broke and I see no chance of it looking up in the future either with the price of things rising at alarming rates.

Yes we do try out to stick to budget an most of the time we do manage to what we have done few years back is we decided to keep a minimum of 5000RS in the bank and stop any expenses if its going to go below that and wonders of wonder after paying for essentials we did manage to keep it for few months then we increased it slowly by 1000 ver six months now we have reached till 10,000 and we have stopped at that, now we keep a minmum of this in the bank and spend any time over it , we just postpone our shopping until next month if we are going to dip in to this amount and in ase of emergencies only we dig n to this amount but next month again we try and balance the loss. So far this system has worked and we do know how much we spend weekly on groceries and we do get enough to left for a dinner by the end of the month.

First of all I have never been able to stick to any budget. Then my monthly pay is usually done within the first week of the month. I depend on extra work and borrowings to live through a month. I've done this for years. You're not alone in the world.

I strictly stick to my budget because my earnings are too little. I have many very important things to be prioritized. One is the tuition fee of my sister. It's too expensive. I am the only one shouldering that because my parents can't work anymore. I need to budget for our foods and allowances. Still I have little savings. Sometimes, I tend to disregard my budget beacuse I am not a self-disciplined person. It's only sometimes.

Oh no, i can't stick to the budget. I don't know how to managed the money specially when i go shopping. I end up buying those stuff that not in the list and i always break the budget. It's downside on me since that i don't have enough to spend, my husband always complaining on me everytime i break the budget.

Most of the times i stick to my budget which is 4000Rs per month.Some times i cross my budget if i go out side with my friends for enjoying purpose like resorts ,shopping ,movies etc.I love book collections if any new books came into the market i almost try to buy them by that time i cross my budget otherwise in all cases i will be with in the budget..

Sticking to budget is really difficult.... i always run out of budget, whenever i visit shop and sees new product i pay by credit card which makes me out of budget.

I am stretching my budget of 100 pesos a day. I separate my allowance to my savings but still I do spend my saving with mundane things.

i try to, but i am not really that good at it. whenever i see something i like, i buy it. but now, i am already trying to control myself. sometimes i tend to buy things i cant use. and it's a waste of money. i am trying to get a part of my salary for my savings before spending what's left now. guess i really have to work it hard and earn. having no money is really not easy. and i dont want to be poor forever.hehehe i keep savings already and the money that i earn here, i also put it in my savings bank.. happy!

My husband gives me a certain amount of money for household expense and I make a list and plan accordingly.I make sure that I save some money and finally I end up putting in the savings account or incase if there is any emergency in the coming month I use that money.I maximum avoid spending unnecessary and I try to save the money. Regards

i stick to my budget, come what may. that way it prevents me from getting into trouble. also i set aside a small amount for emergency expenses. over a period of time this grows. but that is not to be used for anything untill an emergency situation arises. when one is sufficiently well-off, budgets can be relaxed to s better level where one has to learn to spend a little extra once in a while. that spending defnitely fires up the spirit in us to earn more, but positively. that way you will never go broke, and will find always surplus at hand.

I can't stick to a budget, there is always some things that I buy that make me out of budget, but I don't splurge though.

ME, what I do, if I have a bill, I put aside something for it on my first paycheck of the month, so that I have money for other things like food and other necessities I need at home. And then I have a little money for my everyday expense until I reach my next payday. Then on the second paycheck, I will do the same thing again. As long as the bill is timed with my paycheck. If not, I adjust until I am in tune with my payments and my expenditures for myself, my home and other stuff.

I can stick to the budget I make. I will make emergency section in my budget in case I need money from emergency situation. I will make budget and follow the budget. I won't spend for unnecessary things. I can plan my spending because I usually will make list before I go buy things. As student, I don't have to so many spending to do. I can save some money at the end of the month.

unfortunately, i can't stick to the budget.. you know, i only get paid once a month and i am already broke 1 week before the month ends... arrgh! I have so much bills to pay for every month ie. electricity, water charges, condo rent, association dues, broadband services, grocery expenses and many more...

I can stick to my budget, usually what i do is i list down only important items. And if ever i have some other things i needed to buy i see to it that there is still enough money left for the rest of the week.If ever that item can still wait what i do is i plan of buying it the next paycheck just to avoid short of budget.

before it was easy for me to stick in my budget but now, i amhaving a hard time because there are lots of foods that i want to eat, my budget is ruined by my food trips. since i am on training, i only receive a very small allowance, sometimes i do not eat but sometimes i cant help but eat a lot, so at the end of the week, instead of saving enough, i saved too little.

I usually keep about 20% of gross salary for savings, the rest are used to help my family out and enjoy myself. I budget by carrying very little with me, helps me think twice before spending and not use any credit cards even though i own 1. So far, i've managed to stick to the budget, and will only deviate if it is because of my family.. example, taking my brothers or sister out for food once in a while.

Always find budgets are so easy to create but such a dam struggle to stick to. Why is it moneys much easier to spend then save?