when was the last time that you felt most down in your life?

i have been feeling down too, since i noticed that this is already the last quarter of the month yet i have not saved a single penny. i live from pay check to pay check and i can hardly meake ends meet. i am always short of money. and i always dream of turning back time when i still have full of resources. i wish i could have been wiser and not a spender. if i really could turn back time...

Well I think we're on the same boat. Just don't know which of us has it worst. Although I think this is all my fault to begin with. Right now I'm really really down. I don't know what to do. I'm a college student and we're already near the end of the term. The bad thing is I haven't been attending school regularly. And I have tons of school work and projects that I haven't done yet and the deadlines are all long over. Lol. I'm really having a hard time thinking if I will still be able to pass those subjects. Right now I'm just doing my best to finish some of the projects and planning to take the major exams this week. Hope I can do it or I'm doomed.