I love my pet...how much?

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I have two wonderful dogs. They are the lights of my life. Recently my older dog (she is 5 years old) had some medical problems. As any pet owners know...pet medical care is very costly. For these minor medical issues my dog had we of course paid. Afterall, I would never sacrifice my pet's health for $500. However at what point would you stop paying for medical care or would you at all? I have a cousin who had a purebread German Shepherd impale herself on a stick while running in the forest. She survived but it cost them nearly $4,000 in medical bills. It got me thinking...would I or could I pay that amount if my dog got hurt. We have a lot of debt already and that would be a huge additional expense. But I also do not see how I could let my otherwise healthy baby Jack Russel die. I don't know what I would do. How about you?