Have people borrowed money from you and never payed you back?

Philippines
October 4, 2008 5:22am CST
How much was it? How do you feel when you think about it? Are you still trying to collect from them? I remember about two years ago someone borrowed about 2thousand dollars from us. It was actually not in bulk because it was for their son's college fees. It started with a hundred, then two hundred the next month...a year later, it all summed up to more than 2thousand dollars. They promised to pay us once their daughter goes to the U.S. and after their son takes the board exam. I think their son is now an engineer and we haven't heard from their daughter who is now a US citizen. We tried to contact them but they have all sorts of excuses, until we could not locate them anymore. I tried to communicate with their son when i saw his profile on some site, but he did not reply nor accepted my friend request. Whenever i remember it i feel bad but for only a moment. I would comfort myself with the fact that we are not in dire need anyway and that i just hope that they will remember us somehow. And even if we are in dire need, i will just try not to think about it and release it as a gift...a blessing for them. I believe that a gift without grudge returns to you a thousand fold.
9 people like this
61 responses
• United States
8 Oct 08
Neither a lender nor a borrower be. Yes, family has borrowed money. No, they have not paid it back. I do not feel like I should go about hounding them over it. If I gave out money I couldn't afford to give, that is my mistake. Or, at least that is my humble opinion.
1 person likes this
@emarie (5442)
• United States
5 Oct 08
oh hell yeah. i think my husband had a total of $5000 owed to him from before we were married and i have about $2000 all from one person before i married him. one of his friend owes me $200 and an old co-worker of his owes us $500 because he said he needed it to pay his rent (and that was the cost of our rent). i even called several times and one time i got through he said he'd pay it back, never did, and then when i called he stopped answering. my husband trusted him, saying he was a very faithful person. i'd wish everyone who owed up money would pay up because we're straining a lot now. my husband said don't worry about it because he believes in karma and those who avoided us will eventually get the due. but because both of us have been too trusting with people, i don't like him lending money out. but we have been blessed with people who have helped us when we were in need. my husbands co-worker from his new job helped us pay off our car payments. he already finished paying him back for that and he does that because that's just the way he is.
1 person likes this
• Philippines
4 Oct 08
Hi there pinkytabor! I have bad experiences when it comes to lending money to other people. There were those who paid after a very long time. There were also those who never paid at all. Well, there were those whom I just did not mind because they needed the money badly and that I thought instead of lending them the money, I just thought of it as my aid. But there are those who really run away from their obligation on purpose. I hate those kind of people.
1 person likes this
@hotsummer (13837)
• Philippines
5 Oct 08
yes it is too bad when so called friends borrowed money from us promising that since they are our friends that we can trust themand they will not run away from us and that they will surely going to pay us when they are already in better situation in life. just like you when the time they need to opay they will give so many excuses too and they will forget me after getting the money that i lend them. i felt used so many times. and i wondr sometimes or many times if i ever get any real friends at all in life. cause i just feel that those circle of friends of mine are more concerned in getting something from me and they are not concerned in developing real friendship. now i have learned my lesson that i should not rust even my close friends regarding my money. i should have something reserve for my self. and i should fivulge all my information on how much i am earning and how much savings i have on the banks cause that will tempt them to borrow from me and run and even tually i will going to lose my friends and i will be part to lame though they are the ones who ran away. i don't want lose friends just because of money. and i don't them to avoid me if they owe me money that they can give back. but i don't want to keep losing money over my friends who will borrow. i think that if i keep my savings secret. and if i will not say how much exactly i earn and will just say that i just have enough for myself and will not buy expensive things so that they will not think that i have so much money. so that they will not feel bad about themselves if i have some itemes they don't have . somethime i feel that they feel so small when i am able to buy more expensive things than them. so what i do now i don't buy any more expensive items specially those i don't need at home. so that they will not going to borrow money from me just because they feel i have so much money any way.
1 person likes this
@Avi_Gan (191)
• Philippines
4 Oct 08
I feel bad for you. Some people doesn't have a conscience. Or else they justify what they do to others. I run a small business and about 10 people owe me money. It ranges from cents to about 200usd. I lie in the Philippines, so you can Already buy a lot with it... Some of them still replies to my texts when I remind them and they make excuses and promises but the truth is with all the excuse they've given me, some of them life harrowing, I'm not expecting anything from them anymore. Like you, i just console myself in thinking that I don't need it much as they seem to need it anyway. This comes to mind something that happened to my mom when I was younger. My aunt (my dad's younger sister) borrowed money from my mom, it was 10thousand pesos, roughly around 250usd. I remember she was crying because she needed the money for my cousins tuition and she had had the money but her twin, another aunt, borrowed it and doesn't want to pay her back anymore. Anyway, half a year later my mom was asking about the money my aunt borrowed, and you know what she did? She ignored my mom! And all through that summer she was acting mean towards my mom. I even heard her tell my grandmom that my mom has a lot of money and so my mom doesn't need it so why keep asking her for it (!!!???) I felt really bad about it. And up to now, I still have this negative image of her.
4 Oct 08
It usually makes me really angry when I lend someone my money and then they try to avoid me, but I have always managed to chase those people and force my money out of them.
1 person likes this
@seabeauty (1480)
• United States
4 Oct 08
I have never loaned anyone any money because no one ever asked. If someone did ask me to borrow money and I had the money to give, I would give it as a gift. There are people out there that never pay back the money. Giving the money out as a gift is less stressful for me. I don't have to get pissed off and aggrivated if they do not pay it back. Some people lose friends and family members over this issue. I don't like the idea of having to take a family member or friend to court over this issue. Some people won't take responsibility to pay back what they owe.
• Philippines
4 Oct 08
Well, mostly of the people who borrowed money from me actually paid me back. As for me, when we talk about money that is something very important to me. i mean i'm not saying that i'm really the greed that money is the only thing i think of, but lets be real. You can't live without money. Everybody wants to live a good life, right?
@silverglint (2000)
• Philippines
24 Apr 09
Its a lot easier to let it go when you don't really need the money anyway. We, on the other hand, are deep in debt now. There are several people whom I lent money to because I wanted to help them but then they disappeared, some totally ignored that they owe us money. We decided to release them long ago, but whenever times are tough and I'm almost out of my mind trying to figure out how to pay our bills, I feel regret that I lent them money. I realize now that they do not deserve it, because they do not know how to appreciate, to be grateful and to be responsible enough to pay us back. Even though they know that we are also in need.
@derek_a (10873)
4 Oct 08
Yes, this happened to me years ago in the past many times. One day I realised that my so-called friends were never intending to pay back a loan that I gave them, so one day I said no to their requested. They immediately stopped contacting me - so they weren't friends after all. I have said no to lending money ever since and I was 20 at the time. I always more money than most of my friends because I worked as a musician every night and as a company rep. during the day. It was hard work, but I was saving. That is why whenever I had a night off, and went for a drink locally, my friends would be giving me hard-luck stories and I would offer to help them out, but never once did I get repaid.
1 person likes this
@jhenn22 (1242)
• Philippines
4 Oct 08
yeah, some of my friends borrowed money from me yet they dont even paid back until now. The worst is you can't force them to pay coz' they were your friends and they may take it against from you...
1 person likes this
4 Oct 08
Its said that people try to collect money from others by lying to them. last year someone borrowed a total of 5 thousand pounds from me and when i asked it back it was a different story to say they dont have the money to pay back. anyway God will fight for me. this year again i mad another stupid mistake someone asked for a sum of 3 thousand pounds after nowing what happened to me last year and again i asked for the money back and its is excusses after excusses. does this mean i have to be stingy with my money for me to learn my lesson. i have an open heart and i am always helping people incase i might need help one day, why does this keep happening to me???
1 person likes this
@underdogtoo (9579)
• Philippines
4 Oct 08
There is some kind of accounting which heaven keeps for things like debt and giving and I am not sure how it works. Somehow, there is always a balancing at the end and I am sure everything squares off nicely. Cheers!!
@lishiwei (1550)
• China
4 Oct 08
I can't remember it excetly,it's about 500 RMB.It may be not much to you but it's really too much for our students.That money was lent to my good friends so I never think of she would pay back to me and so did she.
1 person likes this
• Canada
26 Apr 09
I have a friend who borrowed $3,000 Canadian dollars from me for an immediate need. Trusting him, I withdrew the amount from my Canada's Savings Bonds to help him out. I understand his financial hardship so I did not mention about the money being returned to me every time I see him because I would leave it up to him to be responsible for returning it to me. Months have gone by and when we met, he never mentioned a word about it, well, at least, I would expect him to say something like "I am still having difficulty so I will try to return your money soon". Waiting long enough, I started to ask him in such a nice way and he said he did not have the money now. After that, I did not see him anymore and he did not even answer his phone when I called. Enough is enough, I went right to his house where he lived with his parents-in-law, he wasn't there so I told his parents-in-law about it. When he came home that night, he was told that I was there trying to collect the money. Anyways, after numerous visits, he finally wrote a cheque of $2,000 and promised to pay back the rest soon. I cashed the cheque but did not pursue for the other $1,000 for years now because I thought, if he was honest, he would pay back the rest, otherwise, I wouldn't want to go on with a dishonest friendship. The rest of the money has never been paid back to me eversince. Cheers, Davos139
@robert19ph (4577)
• Philippines
7 Oct 08
[i]Hello pinkytabor, As far as I know most of people who borrowed money from me has payed back. I still have some money to collect from a friend but she told me she is going to pay when she have some money. She told me next year and at least she is still honoring her debt to me. But there are some money I lost due to some business ventures and investment. There are merchants who borrowed money with me for a certain limit of time and in turn, they will give me certain percentage. I tried it because the interest is higher than on the banks. Unfortunately after the terms expired some problem came out and I have hard time getting my money back. I am still trying to collect but it looks like it will take time and hopefullly the guys don't run away. Regards.[/i]
@suruchi86 (1873)
• India
21 Apr 09
I'm so sorry for coming in so late. Yes this has happened to me many times and situation has worsened to such an extent that now I've stopped giving any money to anybody (except small amount in extreme circumstances).
• United States
10 Oct 08
This is always a touchy subject. I guess if somebody borrows money and never pays it back it will be done to them later on.
@msedge (4011)
• United States
25 Dec 08
You are exactly right and i believe on that thousand fold will come back to you.To be honest alot of people owed me money and never pay.My thought is if the person is willing to pay, you don't need to ask him/her to pay you.So i just wait even sometimes i need money.But you know,years past and nnothing happen until i was blessed to come to the US and live for good.But still i never forget those people who owed me money though i never expect anymore that they would pay but there is a saying that if you owe something from someone you should pay it or else God will ask for it.
@ptrikha_2 (47079)
• India
26 Dec 08
Yes; one of my Friends once did so . The amount was around Rs. 3000/- .Not too high .Still significant . It somehow happened that he moved somewhere else and it is very difficult for me now to take that money back from him .
@xotri4th (34)
• Indonesia
22 Apr 09
O yes.... few months ago, someone borrowed from me some money, not much it's about $35, and she promised to pay it on 15th last month, but until now i I have never heard anymore about it.