If a Friend Total Your Car Are You Covered?

I don't know if things work differently in the states or not, but if a friend was driving my car here, they would either have to have their own insurance policy that entitles them to drive other people's cars, so if they totalled my car then it would be their insurance that paid for it and not mine, although this is only third party cover, or they would have to be named on my insurance. xxx

Hi Chevee, My husband own the car and I haven't a clue if he is covered, but no one else would drive his car but I have no idea. Tamara

[i]Hi Chevee, I have no car and also don't have any idea about that stuff with my hubby's car! You better check it out to make things clear![/i]

I would imagine that it would all depend on your policy. Some people only get insurance for their car when they are the driver, others get blanket coverage so that the car is covered no matter who is driving it. You better check