Anyone use Pre-paid service regularly?

Great and extremely valuable information! Thank you so much! I will be checking into it on Monday! I'll let ya know! (P.S. I'm in Florida so $3.50 is the 7% tax on the $50 package I usually get - about every 5 or 6 weeks)

I live in P.A. & the sales tax is 6%. Since I have T-Mobile myself, I'll give the break down of the fees they charge, at least me. My plan includes unlimited talking, unlimited sms messages, pictures, text & sound & so-forth for $99.99. Then I have unlimited blackberry plan for additional $19.99. Sub total comes out to $119.98 but for working in the company that I do, I get 15% discount on the bill so they take off $18 from my bill. So it brings my bill down to $101.98. Then there's what they call "Regulatory Programs Fee" which they charged me $0.89. Then there's also a charge called " Federal Universal Service Fund" which comes out to $1.90. I don't understand this part but then there is " State Gross Receipts Tax" which comes out to $4.38. Then there's PA's sales tax of 6% which comes out to $5.53. Then there is state 911 fee for $1.00. All the taxes & fees come out to $12.81 which brings the total bill up to $115.65 per month. Let's see, taxes & fees come out to, here in PA, about 13.5% of the sub-total. So! Let's figures this out. If you stay with the basic, there's $39.99 for the monthly fee. Depends on how many text messagings you do, $4.99 will give you 400 messages. Just on those 2 will bring your bill to $44.98 sub-total. Your sales tax is slightly higher so let's say your taxes & fees will total up to about 15% of your bill. That's about $6.75 so it will bring your total monthly out of pocket bill to $51.73. Of course this won't be perfect down to a penny but gives you a general idea how much, within a dollar or two, your monthly bill will be. That $51.73 will give you unlimited calls to 5 different numbers you call the most regardless of the time you make or receive a call, then it gives you 300 minutes you can use anytime without getting charged extra. Then you have nights for free, after 9 pm, then you have all day Saturday & all day Sunday for free calls, of course domestic calls. There! If you use it correctly, you could rack up thousands of minutes without paying a penny more than what you're paying now for pre-paid phones, as long as calls are to & from your list of 5 numbers and/or on nights & weekends. How much are you averaging "per minute"? By going this route, your per minute cost will fall below penny a minute if you use it correctly, or at least cheaper than what you're paying for. You're spending about the same amount a month anyways. On prepaid plan, you are paying somewhere between 10 to 15 cents a minute. If you use total of 1000 minutes for the same month, you'd paid the same $50 some dollars & you would paid about 5 cents a minute. Your monthly bill doesn't go up but your per minute cost just got cut to 1/2 of what you are paying for on your prepaid. Something to think about.

By the way, people I get calls from are too random for me to narrow down to 5 numbers. That's why I have unlimited plans. Also blackberry plan gives me unlimited emails & internet access. Now, main reason I got that is because of work. Since I have it, I do use it for personal reasons as well but if it wasn't for the work, I'd stick with just a phone calling part. If you're interested, you can even get a text message bundle of 1000 for $10 which will bring your total of roughly $52 a month bill to about $57 a month. You can have your daughter's phone number as one of your list of 5 numbers then it becomes unlimited for both of you. She can call you anytime she wants to & you can call her anytime you want to & both of you can talk as long as you want without your bill going up a penny. Just keep your text messaging down to less than 400 a month though, lol...