Are you safe when you surf the internet? are you sure?

I think hackers always want people who visit the sites with monetary values and even though they are safe, but you do not know whats happening around the site, maybe there is always that hackers doing the rounds on the site and once you try to login...they give their own look alike site just to collect your login information, and in no time you lost everything I think is scary if you can read through some articles on what this people are capable of doing