Get it straight from the horse's mouth (for a change)!!

Thanks for the info. I have been kind of wavering on who I will be voting for. I have been going back and forth on it and this information has really helped me get a better feel for McCain. There are bits and pieces that I don't like from each candidate and I just need to read up more on each candidate before I make a decision.

I'm already in the McCain camp. Actually I don't know if I am so much for McCain as I am against Barack Obama. I disagree with 98% of his policies.

I am all for McCain. Unfortunately I live in Canada so does not do me any good, except to tell that if you look at the facts, go to all the information sites and be wary of what the media wants as president, 6then you will make a good decision. McCain's policies make sense. Obama's will create unrest and a class war. That is one thing we do not want.

Thanks for the links...there's alot of good stong information on them. [b]~~IN SEARCH OF PEACE WITHIN~~ **AGAINST THE STORMS, I WILL STAND STRONG** [/b]

I find out the facts from experts and factcheckers. This is why I favor Obama's policies to McCain's. The fact that right near the top of that page, he's STILL pushing the widely-discredited "gas tax holiday" gimmick, shows he favors nice-sounding but ultimately empty 'solutions' to real, workable plans that will actually have an effect. To think, McCain still acts like offshore drilling will be a "bridge" to new technologies, when everyone knows it'll be at LEAST 7-10 years before we see the price at the pump drop a single cent as a result of the new drilling! What do we do until then, Senator? Pray? I'd feel sorry for him if he wasn't running such a negative, smear-ridden campaign.

I'm sorry, but who is McCain trying to kid? From his webiste" "Eligibility: Holders of a sub-prime mortgage taken after 2005 who live in their home (primary residence only); can prove creditworthiness at the time of the original loan; are either delinquent, in arrears on payments, facing a reset or otherwise demonstrate that they will be unable to continue to meet their mortgage obligations; and can meet the terms of a new 30 year fixed-rate mortgage on the existing home." The majority of people who find themselves with these ever increasing subprime loans are in this position because they were unable to prove creditworthiness in the first place. This is smoke and mirrors which does nothing for the majority of people who are losing their homes and especially does nothing for those who bought their homes before 2005. "How It Works: Individuals pick up a form at any Post Office or download the form over the Internet and apply for a HOME loan. The FHA HOME Office certifies that the individual is qualified, and contacts the individual's mortgage servicer. The mortgage servicer writes down and retires the existing loan, which is replaced by an FHA guaranteed HOME loan from a lender." I have no confidence that private mortgage companies are going to go along with this. Where is the incentive for them? Is McCain going to turn into that dreaded socialist and take over the private mortgage industry, forcing them to rewrite loans at the government's will? Again, I see this as more smoke and mirrors unless someone can explain to me why any mortgage company would simply retire an existing loan and write a new one because John McCain says so.

John McCain's policies will increase the value of the dollar and thus reduce the price of oil. In recent years, the declining value of the dollar has added to the cost of imported oil. This will change. Americans will have a stronger economy, a stronger dollar and greater purchasing power for oil, gas and food. Now that is a huge one for me I have been trying to sound the alarm for awhile the harm to our economy by inflating the dollar. Of course this means stop using the printing press to create new spending. Also I like that John McCain will roll back corn-based ethanol mandates, which are contributing to the rising cost of food. Corn is in everything, either it is in what we eat or it is feed to what we eat.

Repealing the gas tax doesn't work, we tried that in Illinois and guess what happened? The oil companies adjusted their prices and still made a huge profit. Repeal the ban on sugar based ethanol imports? Do you know where that stuff comes from? Give you a hint, they don't like us much either. The sub prime thing, well if these people had good credit to begin with they woudn't have ended up iwith a loan over their heads. This is why we have this mess. I saw a lot of ideas, but no ways on how to implement them. Thanks for the link, but I'll still vote for Obama.

I've read the entire policy - and it has changed since he first proposed it. Unlike a lot of people, I don't think there's anything wrong with adjusting policies as you get more information. This is heading in the right direction, and contains some elements that I think are important, among them that it only applies to primary residences. The requirement to show credit-worthiness at the time of the original loan COULD be a good thing - if credit-worthiness is defined as having a record of paying bills on time, and a regular income that would have been able to handle the payments at the time the mortgage was approved. I'd like to see a proposal that targets specific kinds of loans - for instance, I think any non-verified income loan should be converted to a regular loan, and if the person can't verify, they don't get a new loan. I think adjustable rate mortgages should be rewritten. I think mortgages that are currently valued at more than 150-200% of the home's current value should be written down - or that we should go back to historical sales data to decide whether or not a home was overvalued at the time of its last mortgage. However, there are still many McCain policies that I don't like (including the gas tax holiday), and I really don't like the way the campaign has aimed at divisiveness when we need unity. It really doesn't change my vote, because this was never about one issue for me.

It all sounds promising. However, one of the things I've noted about all politicians, especially those running for office, is that they have the uncanny ability to make everything sound promising. Then when they get into office, half the policies that were laid out during the campaign don't exist anymore. I believe there are very good reasons for this which leads me to say it's not always the politician's fault. For one thing, I don't believe our government is run by the "front end" -- I believe it's run by the "back end". Meaning, there's a limit to how much either McCain or Obama will be able to do because all proposals are subject to Congress's approval. What has become very obvious to me is that we're in the mess we're currently in because whoever has been running this country has almost totally forgotten about the people they're supposed to be protecting. Indeed, it appears to me that the primary focus has been on everything else but the people of the U.S. So although I recognize that there are other factors involved in running the government of this country, whichever candidate gets into office will have to make us a priority, for a short while, at least until we can get this country sitting up straight again . . .