will you answer call or sms on cellphone while driving?

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study shows that recent common cause of accident is somehow related to cellphone being used while driving. these incidents are very alarming because o the risk and danger this issue will pose over your own safety and of the public as well as the property such as cars to be greatly damaged by accident with regard to the collision..actually i have experience this thing when driving, i have no headset then to make me answer the phone while driving so i used my right hand to grab it which took away my focus on the way and that almost cost me an accident when i almost slid out of the pavement directly to hit a big tree on the way side...have you experience this thing? well i hope not...what can you say about this, will you answer call or text while driving?