In Need of Prayer

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My name is Terri and I am a mother of four children three of which live at home with my husband and I. I have a newborn granddaughter that lives with us as well. Her mother is my 20 year old daughter that is unmarried and lives with us. I am married to Doug who is now unemployed. I don't know where to start or how much information is neccessary to share so I ask that you pray for my family as asked or however God may lead you. My husband, Doug has been out of work several times in the past year. Each time he has been out of work we have sunk deeper and deeper in debt with credit cards that we used to make ends meet every month. Also, to be honest with you on my part I was a little reckless at times in use of these cards myself as well. I had recently started us on credit counseling for us in which we pay $800 a month toward just credit card debt and the counseling agency which is for nonprofit negotiates on our behalf with our creditors to work out a payment plan that will allow us to pay these cards off in a little less than five years. This is debited out of my checking account on auto pay every pay check. After this I am only left with $800 a month out of my pay check. I also took a second job that brings in about $250 a month. This is not even half of what our family needs to get by month to month. Now with my husband out of work again he is no longer bringing in income other than unemployement which is only $378 a week that litterally just started. (He has been out of work for over a month and he procastinated getting this started which angers me). We have a monthly mortgage payment of $1956 and a car payment of $227 a month and monthly utilities of about $600 a month. We recently have started paying our tithes to our church out of faith even though we don't have enough to make ends meet in hopes that our obedience will prove Gods word and promise of blessings in return. We are in a sense testing God. Our pastor challenged us to take a 90 day challenge and to be obedient with tithes and if God doesn't bless us he will give us back all we put in toward tithes. I also just started fasting and praying every Sunday until my husband finds employment. My husband was recently blessed with an inheritance money from the passing away of his Grandfather. He got this money about a month before he lost his job. We were really hurting for money because even the job that he had paid him $30,000 less than the first job he lost. I am not sure if my husband is depressed or just has a huge problem with self control but he has thus spent almost all of this money and very little of it went toward paying bills and sustaining us till he gets another job. He and I both need prayer in becoming good stewards of what God has alloted us. I have learned my lesson about credit cards and am open to learning Godly wisdom on money and being a good steward but my husband isn't there yet. My first Objective of prayer is this, that God once again rescue us from ourselves and this mess we have created. To first bless my husband with a good paying job that will meet our family's needs to care four our children, keep our home and our transportation and continue to allow us to be obedient to God in our tithes and offerrings. My second objective is this, That God shows me and teaches me wisdom on how to budget and use what God has alloted to us and to convict my husband on his reckless spending of the money that God had blessed him with. I am the one who usually pays the bills and does all the family budgeting so this was the first time my husband has ever had this much money at his disposal. Since this was his ineritance money he felt he had the right to spend it the way he saw fit. I am hurt by his selfishness and the way he used this money while our bills have gone unpaid. Now we are out of money and he has no income coming in other than unemployment. my husband does not profess to be a Christian nor does he claim to be born again. Althought he says he "Believes in God" I am almost certain that my husband isn't saved but I believe that God can bless us through my own obedience and faith alone and that will sustain us till he repents. My third prayer objective is that God works on my husband's heart and that he will repent and recieve the Lord as his saviour. Please pray for our family however God may lead you and please pray for these objectives. I will post follow ups on our situation. Thank you so much for your Godly prayers and upliftment. Hugs to you my brother and or sister in Christ Jesus. My Prayer Objectives: 1. My husband to find a good paying job/employment to meet our family s financial needs. 2. That we both recieve wisdom on how to be good stewards of what God has alloted us in our finaces. 3. That God would work on my husband's heart and that he will recieve Christ as his saviour. Thank you so much! I am also open to any scriptual advice that you would want to share and any words of wisdong of any similiar situations you have personally experienced and come out of by the grace of God. Sincerely, Terri B.