did you make a weekly or monthly plan budget?
By miamhae
@miamhae (339)
Philippines
November 11, 2008 2:07am CST
In this time, that our economic are in crisis, we need to change the way of our daily expense's. if you and your family frequently it in restaurant, you found your self thinking how did you spend. And if your family always travel every holiday, now you may ask your self how much money we have..... There's a lot of things that we spend so much money,that we don't realize that is just a wasting our money. And now our economic calling us to wake-up how we spend money wiser.
There's a some tips how we make less our budget...
1. unplug the appliances that we don't use... Its help us in our electric bill to became low.
2. Use only one credit card, the more credit card you use, the more interest cut.
3. make a list of the things you need in super market, so you can avoid buying thing that not important to buy.
4. if you using gas, always close the tank, to avoid link even an small amount.
5. Make a plan budget that you can afford... Don't hesitate to cut-off the things that you think not very important.
Observed how this plan affect in your financially. Thanks
Did you make a plan budget for a week or month? How's affect this in your financial problem?
1 person likes this
3 responses
@baileyq (67)
• Philippines
12 Nov 08
In my opinion, it all boils down to LIFESTYLE. My family has made a lot of changes in this area.
1) We don't eat out as much. When we do, we try to order dishes that we don't normally make at home.
2) We entertain at home instead of meeting friends out for dinner and drinks.
3) We plan our schedule for the day so that we don't spend too much on gas driving back and forth.
4) Instead of going to the movie theater, we wait for the dvd to come out and watch it at home. We even microwave popcorn. :)
5) We usually buy the basics from the grocery store before we buy the "wants".
6) We turn off all the lights, appliances, etc., when not in use.
7) We rarely use the airconditioner (this adds a lot to the electricity bill).
8) We got rid of our credit cards. If we don't have the cash to pay for something, we don't buy it.
I'm sure I can think of some more, but the bottom line is, we've had to tighten our belts to manage our budget. Even our kids aren't spoiled and don't ask for much, and my husband and I are proud of the fact that they do understand the value of money at such a young age.
@iskayz (5420)
• Philippines
11 Nov 08
Hi there!
Well I have been trying to make ends meet. Living a frugal life and saving money. Economic crisis has affected everyone and its sad cause Christmas is coming soon. Maybe I'll just buy gifts for my family only.
Your tips are good ideas to save money. I also do what you've written. Especially pulling all the plugs to cut off the use of electricity. I also don't have a TV cable. I opted to subscribe for an internet connection cause I believe I can use the internet more than watching TV.
I have also stopped buying clothes and shoes. Before I used to shop always but now, in this time of crisis we have to learn how to be frugal. I live alone so I don't buy a lot things at the grocery store. Only the right amount of foods for me and my pets.
Ciao!
Well I have been trying to make ends meet. Living a frugal life and saving money. Economic crisis has affected everyone and its sad cause Christmas is coming soon. Maybe I'll just buy gifts for my family only.
Your tips are good ideas to save money. I also do what you've written. Especially pulling all the plugs to cut off the use of electricity. I also don't have a TV cable. I opted to subscribe for an internet connection cause I believe I can use the internet more than watching TV.
I have also stopped buying clothes and shoes. Before I used to shop always but now, in this time of crisis we have to learn how to be frugal. I live alone so I don't buy a lot things at the grocery store. Only the right amount of foods for me and my pets.
Ciao!
@maryjeykle (13)
• Philippines
11 Nov 08
I made a monthly plan budget.
After I move out from our home to live alone away from my parents, I've learn that I need to make a budget plan. Living alone is fun and exciting but when I run out of money, it makes me crazy sometimes.
So I see to it that I will budget my money efficiently. I give priorities to what is important like paying the rent, electricity and water bills, daily allowance and food. Then next, to things that I need, like clothes, groceries, books, etc. I also see to it that I keep some money(for the rainy days of course). Then some savings for future plans like, vacations on holidays or stuff that I want to buy.(Money I allocate for this is not big, but eventually it grows until its enough to cover for my much awaited holiday vacation trip or expensive book or shoes.)
I try also not to be impulsive when shopping. I try to check every boutique or store for great buys(meaning good qiality, great style, in low cost - I found these stuff during sale)
Having a budget plan comes along with disipline and positive mind set. If you need to make your budget plan into a reality, you have to stick with it.
And olla, kiss your financial problem goodbye. =)
