HELP!!! I need a cell phone
By VDukes2781
@VDukes2781 (12)
United States
November 17, 2008 4:49pm CST
Ok here's the deal...my credit it stinks..caput down the drain. but I need a cell phone. I can afford to purchase one but evryone want an outrageous deposit. Am I doomed to be a pre-paid for the rest of my life( or until I clear up my credit score)?! Does anyone have Any suggsetions. any websites or deals they have heard about? Any suggestions you have would be greatly appreciated. And thanks in advance for the comments.
4 responses
@howard96h (11640)
• New York, New York
18 Nov 08
Check out Virgin Mobile, they have some nice monthly plans that include unlimited nights and weekends after 7 pm. I don't see the difference if you pre pay your phone or get billed and pay after, your still getting good cell phone service and going with an unlimited plan you never have to worry about getting a big bill. Good luck.
@howard96h (11640)
• New York, New York
19 Nov 08
Your welcome. http://www.virginmobileusa.com/rates/month.do
@VDukes2781 (12)
• United States
18 Nov 08
That sounds great I will check 'em out. that sounds better than where i'm @ now thanks!
@VDukes2781 (12)
• United States
18 Nov 08
Thanks, I'll check out their website and see what they have to offer. As for my luck, it will w/ patience :)
@jamesgrub (673)
• United States
17 Nov 08
you should check out metropc. i know people that have it and its very cheap. its like $35 a month and you have unlimited minutes. as long as your in your calling area which is pretty much your city. there getting very big and i see stores everywhere now. go to there website and see if you can get it where you live. its a great deal and you do not have to sign a contract or get your credit checked.
@VDukes2781 (12)
• United States
18 Nov 08
Hmmmm, That company doesn't sound familiar, but I'll check it out anyways...it can't hurt. Thanks again for the response
@nadooa247 (1096)
• United States
17 Nov 08
T-Mobile has great pre-paid plans some are like 40 dollars for 400 minutes i think i wish i knew about that since i was on a pre-paid plan 40 dollars for - 80 yes you read right... 80 minutes...
the good thing is that you have free nights and weekends, and the minutes you DONT use are rolled over when you pay again ;) the plans are getting cheaper so pre-paid isn't so bad actually. You don't get tied up with a contract for a year or two...
You could fix your credit by first getting a credit report yes you'd have to fork over a few dollars but you then can see what is making your credit so crappy... you can't fix it if you don't know where to start. If your main issue is credit cards paying the minimum payment isn't going to get you anywhere. Cut back on some expenses and pay off as much as you can. I borrowed from my mom... i paid off the credit card debt within a few months with her help. And THEN paid HER back ASAP but without interest ;)
There are a ton of ways to slowly but eventually fix your credit. The important thing is to pay off debts because then you wont have outstanding payments that will reflect badly, rather just a bad history of paying which with time will go away as you build up credibility for paying on time ;)
Hope that helps.
