I've decided...

Can you just leave the money in Paypal like that? I thought if you didn't claim it w/in a time period it was returned to the person received from.

That is an excellent idea! I'm sure you'll be much more relaxed next year because you wont be running around like a crazy person trying to figure out where the money's coming from for everything. We spend very little at Christmastime any more. The kids are grown, and we don't buy for each other. We get things for ourselves all year long so we don't really have anything to buy at Christmas.

So, should we start taking bets on how long that resolve will last? LOL. I say every year that I'm going to shop all year long for Christmas but then I never do it. I'm a huge procrastinator. We have a christmas club account set up with our bank and some of my husbands paychecks go into it each pay, but unfortunately we've been tapping into it to get the bills paid. I'm hoping we can get our finances under control and save up for next year.

I would never be able to leave money in my paypal account that long I would as least transfer it out into a savingas account so it can gain a little bit of interent at least. I am still thinking about this Christmas so not sure what to do about next year that is to far away to think about.

Kats, that's what I've been doing the past few months. I almost had it sent last month to my account, but decided to keep it until next month when I'll have a little more. I'll have enough to buy some of my Christmas. I buy what I can afford to pay for and don't charge anything. So Christmas might be under a crunch this year, but at least I won't be paying after the first of the year.

I'll probably get a part time job for next Christmas, if not before then.

You know. That is a really good idea. I think maybe I need to do the same.

I use to do that and use the money I made for vacation. We take a family vacation every year and are always overspending, so my online earnings make it easier to enjoy and spend freely on vacation. This past year I have used my paypal to buy early Christmas gifts and for unexpected things that come up with the kids~ $70 football cleats, $120 for a basketball tournament. ...things like that. I think it is a great way to save money because it isn't in our reach right at that moment we want to buy something. I will probalby do the same as you next year and save it for Christmas.

I can't leave my PayPal account alone. I get too much money in my PayPal account. A lot of the money I earn for living expenses goes through my PayPal account. I thought about opening a savings account and transferring a set amount into it each week though.

I never spend the online money I earn now, it ain't much anyway as I have slowed up a bit on all my online stuff. I only recently stopped spending it maybe 3 or 4 months, I was going to use it towards christmas but I had the money for that so I may leave it in there until next year for the holiday. I will start putting money away for christmas again after next week when I have finished off my shopping and that will be for next christmas.

I'm gonna try not to spend soo much money now and continue saving so I have enough money next yr for christmas. I don't have a whole lot fo christmas this yr which is kind of a bummer! But what can ya do? Now that i'm starting college soon i'll get extra money from reimbursement checks for financial aide but that's about it really...I'll also try to save my earnings on here and not cash them out as well. But it's kind of hard to do that lol...Good luck wit trying to save you're money tho. Hope you're method works for you!

maybe you can find out many way to earn more money. so that you could be have enough money to spent for your gifs.

penny for the thought .... i dont know anything over here so iam unsure of what i earn, its just a new experience to me and to share my thoughts with people here will surely comeup with something once iam sure if this works

I use to buy quite a few gifts ..but that was years ago.. Now I got only 3 or 5 gifts to buy and keep spending to a very reasonable limit. I find with each passing year people get WAy to caught up in all this gift buying bizz.. ! rather make a nice card ..or spend some time with close friends than just buying them something. My actual X-mas budget rarely goes over $100.00. Its really to bad that so many people get so caught up in the "Buying Frenzie" I find it takes away from the true spirit of the season which I believe is closeness , love and good times.

Is what I do. I lett it sit until something comes up that I want or think I need...lol and use my pay pal so doesn't hit the house hold budget. Like it's the only way I can get my husbands Christmas gifts and he not know what they are because when we go or Igo shopping he wants to go to. So today I ordered a gift he won't know about that will be under the tree. But yes saving until Christmas is great idea.

Thats actually a really great idea....I'd actually consider doing that and taking the family on a trip next winter...

I shop all year long so that I'm not hit by a huge bill when this time of year rolls around. I really don't even buy for too many people, but I will admit that I probably spend too much on both my husband and my toddler. What I do is take out a certain amount of money each month, and use it for Christmas shopping, if I don't use it that month, I save it back until I do use it, and just keep adding to it. I usually save back a percentage of my online earnings. In January, once we are sure what my husband's take home pay will be after his raise, we will rework our budget and decide how much of my online earnings will be needed for extras (his pay covers all the bills), and decide how much to put in savings, etc.

That's a very good plan for you. In that case, your money in paypal will all serve as your savings. I have been planning the same thing a couple of months ago but I can't resist it. I really spend my money in paypal. Too bad for me.

That's not a bad idea. Just the other day at my credit union, they were talking about all the people who had inquired about starting a Christmas club account for next year. Everyone used to have those when I was growing up. I didn't even know they still had them.

that was a good plan. for me, im planning to save portions of my earnings online not all.hehe.to save it for christmas. i prefer to transfers it on my bank account instead of online