Do you have to change your lifestye in order to save money?

@Margarit (3676)
Philippines
November 21, 2008 12:36am CST
Hi friends, Due to global economic crisis we experience right now. I always see in the news t.v program on massive lay off of big and small campanies. As a employee.. what did you do to same some money? When did you first become aware of the value of money?
5 responses
• Philippines
22 Nov 08
Hello beloved,my ways to save money, i walk a lot, i took a tricycle upto the highway, then i walk to my office, for about 15 mins becoz i walk slowly. my soap i used in my face i sliced it 8 times. i have a list of all my expenses, i got headache sometimes becoz my salary is not enough to spend my daily needs including my share with my family. i buy clothes once a year, can you imagine that. well its our choice to budget wisely, just buy things that really usefull not for our fantacy.
1 person likes this
@Margarit (3676)
• Philippines
22 Nov 08
Hi beloved superdog, Well it is good for you to track down your expenses daily. In this hard times we must spend our money wisely and buy only thing that are really needed. Just like what you did. Thanks for the respond.
@bily822 (135)
• China
21 Nov 08
Hello,Margarit,face to the finacial crisis,all I can do is to cut down my cost. Maybe it's not the best way,but there is no other choise before I find another way to earning more money.
1 person likes this
@Margarit (3676)
• Philippines
21 Nov 08
Same here friend, i am doing that too, lessen the cost of expenses, i value money now than before for i learn that money is so hard to earn but very easy to spend. WE should be a wise spender, spend only on nessecary thing. Thanks for the respond.
@balasri (26537)
• India
21 Nov 08
I have never squandered my money on trivial and unnecessary things.So if I continue my money management the way it is I think that it is sufficient till the things improve.
1 person likes this
@Margarit (3676)
• Philippines
21 Nov 08
Hi balasri, Thats good that you are very decipline in spending your money, everyone should do that do it is not easy to earn money now a days, you must excert a lots of effort and give more time in it. Hard earn money should not be wasted in unnecessary thing. Thanks for the respond.
• Philippines
21 Nov 08
Everyone who is affected with the crisis do really need to change his/her lifestyle to be able to survive the test of time. Saving money is a good thing to do but when your earning is not enough for your needs, how can you save? Trimming down and cost cutting in our office, homes and in whatever we do will be best for the moment.
1 person likes this
@Margarit (3676)
• Philippines
21 Nov 08
I agree with you, you cannot save money if you dont have that much, but you can save in terms of spending, like spending less than you usually spend. In that way you can use your money in more important things. thanks for the respond.
@majjack (14)
• Canada
21 Nov 08
I think I first realized the importance of money the first time my job told me that I couldn't work overtime anymore. That was always the extra cash I used to go out with and use for entertainment purposes so now with out that extra income I've found that I don't go out as much as I used to. Also use a lot more public transportation.
1 person likes this
@Margarit (3676)
• Philippines
21 Nov 08
Same here, i make some effort to same some money for future use. i think we needed to do it for this hard times. Thanks for the respond.