Do you have a credit card?

i dont have one, and dont have plans of having one, for now!!cause it would make me spend too much than my budget, i dont know im like that, and also im not fond bringing all my money with me cause im not really good on handling money, maybe if i know where or how much is my limit then ill have one!!happy lotting...

I have no any credit card. maybe credit card is convenient sometime, but I think if you only buy a little goods, it is better to pay in cash, many times, when I go to the supermarket and or mall, we can find some people stand in front of us, only buy a goods which only cost several yuans, but they use a card!! it take so many time!! and leave many people waite and waite behind them. so I think it is better to take along with both credit card and some cash.

I also had a few credit cards before, and I wanted to cancel them, as I'm using my husband's supplementary cards now, so that we can share the points for redeem easily. We like to use credit cards whenever we can, as I do not like to carry much cash with me. Sometimes, those small changes (coins) are annoying too.

I don't have one and don't have plans to get one. I'm not an extravagant spender and I know how to handle my money. I just buy the stuffs which I need and if ever I see a stuff that I want to buy but don't have enough money. I just take time to earn money to buy that stuff.

No, I don't but I'd like to have one. :D As opposed to using it when going out, I would use it primarily to make online purchases in stead -- with reliable shopping sites, of course. Also, so I can use it abroad... LOL

Hi, I too had 3 cards from ICICI,Standard Charted,Hdfc. I have surrenderd 2 cards currently i have only hdfc. When you have a card you dnt see hoe much intrest your going to get 2mrw. Its a slow poison. It will make a person happy or make him shapeless. we have to be careful on the cards.

I have three active credit cards and i used to purchase things using each of them. I had the happiest moments buying things since I really felt my purchasing power growing stronger and stronger. Now I realized these credit cards have lured me into a trap and found myself running the rat race. I never enjoyed my monthly salaries since I allot most of them paying my credit card debts. Now I'm two thirds away from completing my mission, paying all of my credit cards and controlling myself using them again. I hope I become successful with this.

I also have several credit card and I'm also planning to cut some of my credit card and just maintain my 2 cards with lowest interest and highest credit limit and with a lot of promotions.

I have only a bank Visa Debit card that I use as an checking card. When I use it, the money gets deducted from my checking account. I don't have any other credit cads besides this one.

My Dear Friend Yes I do use credit card . I have few. Credit card is really helpful when you don't have enough cash . Happy Mylotting ! Take Care ! Ganesh !

Hi there maroseqf. I only have 1 card and if i think about it it is actually a saving account with a card so i couldn't really say it's a credit card. I keep it as i have an easy access to my money and the interest is 8,25% per year.

I got myself a credit card for the same reason. I have a Mabuhay Miles Visa from HSBC. It comes in handy when I have to buy something and the amount is too big to carry around and pay in cash. Instead, I use the card to purchase the item then use the money I saved to pay it off in its due date. Sure, there's a little surcharge involved but as long as you pay it off in full in one month, it's insignificant.

credit cards are temptation to buy anything i want to buy. i don't have any credit card, i don't want to have to.