why is life so expensive?

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Everyone has to live, buy groceries, pay rent/mortgage. So if even the top dog has to do these things why hasn't someone come up with a better solution? We make good money, and were not classified as low income, but we still only make it check to check and half the time were still going without something. Its like the more money we make the more the government takes. I don't have any issues with welfare, in the past I had to use it, but I will say I did better on it then I am working.