Do you carry a lot of cash when you travel?

Well I don't have any ATM or Credit Card under my belt so I definitely choose the latter. To be frank, I'm quite afraid of using credit card because of some personal issues. Well it's personal so I rather not to share it here. But I prefer to carry cash on travel. Of course, not all store outlets have a credit card reader or an ATM machine. It's a good thing to bring cash for emergency purposes.

Hi, Well yes i do carry a lot of cash with me. I prefer cash as its hassle free. And i know what iam spending and there are no such hidden costs, which we often face while using credit cards. Actually i have to pay my workers after they finish their job everyday and thus i need to carry a good amy of cash with me to my sites (construction). Carrying ATM cards is a very good habit. But i seldom use it. Cheers, Tutul

I may not be knowing, how much exact cash I am carrying in my wallet, but I do keep a broad idea about the cash, which I am carrying, specially, when going outside me home or coming to office. I normally keep substantial amount in my wallet, thinking that one never knows, when the emergency of spending money on the way can come. Besides, I also carry my ATM and credit cards with me. When I see that I can successfully use either my Debit or Credit card at an outlet, I do not spend the cash in my pocket. If I see the amount is smaller say Rs.100 to 200, I use my debit card of if I see the amount is hefty say more than one thousand, I use my credit card. I use cash only, where cards are not accepted. I find it is very eash and convenient to use Debit cards, you do not need to bother about randering the exact change to the shopkeeper. Good Post!

I don't hardly carry any cash with me either, my husband is always telling me I need to start carrying more money with me in case something happens I'll have some, like if I had a blowout or whatever and I needed to buy a new tire, I would have money to do it. I don't listen to him, I still don't carry much with me, I always keep my bank card with me and I use it for everything, like buying gas, and different things I may need. I just have to remember to keep enough money in it so I can use it. I don't always check my cash when I leave home, unless I think I might need to.

I always carry my ATM card with me. But I have to seldom use it for my day to day travel. For attending job, I have not to travel much so I do not need cash for that. If for any reason, I am in short there are my colleagues to help me out. If out of office, I can borrow from someone. A small town has the advantage of knowing people. But when I go out with family, I always check the cash I have with me. For going out of town, I however, carry a small cash and for the rest use my card. Happy new year..

Before I leave home for something I will check my purse first, that is very important, because if I need some money to spend and there is not enough money for me to use, so embrassed. I take my ATM card with me too, that is for if the cash is not enough I can get the money immediately from the ATM.

I just carry a little cash for the basic spending and prefer to take my cards.the first thing I do after coming back is paying the amount I have spent by swiping the card to escape from the extraordinary interest rate which may kill the joy of traveling.

[i]Hello mayka123, I usually don't carry a lot of cash when I travel. My wife give me allowanced for 15 days and that's what's in my wallet. At the start, I have enough cash but near the end of the 15, I am already low on cash. The ATM card is also with my wife, but I have a credit card in case I am in need of money for emergency. I don't always checked my cash but I make sure I have smaller bills for my fare daily. I think it's just good to have enough cash in you to avoid unnecessary spending. Regards.[/i]

I always check how much cash i have on me before leaving the house. Having 5 young children, it wouldn't do to have us stranded due to lack of cash. If I don't have much, then I make the first order of business a trip to the nearest atm to top up. I always try to make sure before going home again that I have at least $50 left over, if i can't manage that, then I raid the massive coin jar we have at home for emergencies and take all the $1 and $2 coins my purse can handle. As we are trying to improve our finances and savings, i am always checking my bank accounts to see what i have available at any given time. My target savings account has a minimum amount that it can have in there before i am allowed to touch the money without penalty, so I do my best to keep it above the minimum at all times. Eftpos or instore electronic atms at the registers (not sure what it is called elsewhere) are handy if i can't get to an atm, or the atm has run out of money (it does happen). You just pay for your purchases and at the same time get some cash out. It is actually a smart way to do things if you don't have a credit card.

It really depends where I travel. I generally like to buy foreign currency before I leave. This way I have it right away and it is usually cheaper. If I travel in Canada then I will just use my debit card. I sometimes bring travellers checks if I'm going somewhere for a while. I take a lot of cash but I don't want to take too much in case of robbery. I am very careful with it though. I keep it locked in my safe at the hotel. I have a little cointainer on a string that I put around my neck and under my clothing if I have to carry a large amount around with me. Normally on a day to day basis it doesn't matter. I have my debit and my credit card if I am really stuck.

I try to carry my cash with me,because their are a lot of theft at the ATM.they are just waiting for people to come an withdraw their money then rob them. My husband love use the ATM but i hate it especially if am alone their. and yes i always check my cash before i leave home,so that i can know the amount of money i have.Then if i don't have the amount i need then i willhave to visit the bank.

I do not carry a lot of cash when I travel since it is not safe to carry much money. I will calculate and predict how much moeny I need to spend for the jounrey and I will carry a little more than that amount.

It is very convenient here that most stores and companies accept a debit card. So there is no need to have cash in my pocket or wallet all the time. Unless we go to really small stores where they accept cash payments only. Of course if I need cash I need to go through an ATM machine.

Everytime i go out of the house, i check not only Cash but also my House Keys, my Wallet, and my Handy. These are the 4 impt things for me. When i have to travel for hours, i take extra cash for whatever i might be in use of in the run of the day. I would find it inconvenient to search for atm machines not in the city i live in. And i would give 2nd doubts on the safety of using these machines specially the ones in big cities and along the road. I find it wiser to use the ones inside banks or inside protected rooms.

I have more cash on me when I travel than when I am at home but usually use my debit card. I feel it is safer and don't like to carry alot of cash anyway. It is definitely more convenient. It depends on where I am traveling also. If we are just going on vacation to visit family it would be only a small amount of cash. If I was going to a place like Las Vegas it would be substantially more.

Hi dear, I never carry a lot of cash while traveling. My office is not far from home so there is not much cash needed. It took only 20 mints to reach and I need only Rs. 10/-as the travel charges (including both sides). So far I never faced any problem and if I need money I will get the money from my colleagues so I am not much bothered about the same. If I go out I will make a plan and keep the money accordingly.

in this world of ATMs i feel it is unnecessary to risk ourselves by carrying cash i our hands. its always a better option to use the card. but this has a negative point. people go out with plans to buy for (say) 1000. but then on the shop the desire is to buy more. so they end up buying for 1500 or 2000 as the credit card can be used. had they carried cash they would have not been able to spend more than what amount they carry. might be they would have spent 1100 or 1200. this is practical one and is happening every where. if u have self control then card is best. also beware of cheaters who can misuse your card.

We usually will get some cash for tolls and such, but mainly depend on debit card.

Well When ever I go out I always check my purse and always keep a minumum amount of cash with me,and also my ATM card.I always do all the home shopping myself,and so I try to do my shopping and also pay my bills when I go out.Pooling a couple of tasks saves me a lot of time and travel too.....And considering the price of all commodites that we use or needsits no surprise,that I often end up with an empty purse on my way back.And then I often have to fill the petrol tank of my car too,and very often my ATM card comes in handy......

Well,if you have a journey,you'd better to make sure these things clear before you leave,so you will not get in troubles by these little things,and your trip will be more happier.