Should I Have A Tarot Card Reading?

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Now that the New Year is here I'm beginning to wonder what the future has in store for me. Has anyone ever had a reading done by a psychic using tarot cards? Can the cards accurately predict a person's future, or is card reading just entertainment and not to be taken seriously? How can you tell if the reader is not just making it all up as they go along? And, how much should I be prepared to pay for a reading?