Neverending Financial Problems
By maple_kisses
@maple_kisses (2156)
Philippines
January 12, 2009 2:48am CST
[i]Here I am again, getting affected with the negative vibrations in my life. Sigh. 
Please bear with me as I want to pour my thoughts out in this friendly community. I actually have two blogs where I can write my sentiments down but I am more "anonymous" here in mylot than on my blogs. Besides, I have many online friends here who are willing to lend a crying shoulder everytime I wanna cry buckets of tears.
Why is it that problems never end? As usual, I'm talking about my pathetic pocket and wallet. True, I have my own computer at home, my own internet connection, I'm paying for my rent, my food, all my needs and my baby's too. For others, it seems I can afford anything. But my computer isn't paid yet, my internet connection is in the verge of disconnection for no payment and I haven't paid my rent which was due last Saturday. (I have to work at home for my baby, thus the PC and the internet connection) I still owe the company about 1,000 USD because I borrowed money for my Cesarean operation and for my baby's medications. I'm in the dumps 
and 2009 has just started. I'm sure this will be a very long year as days seem to go slowly when one is in misery...
I have been trying hard to save. But who can save with my meager earning? Food is expensive, vitamins, postnatal (then, prenatal) check-ups are expensive, visits to my baby's pediatrician is expensive, my baby's needs are expensive. Sigh! I have been praying hard too.
I know I'm still lucky compared to others, but this is my problem, not others', I don't want comparison, we are given our own loads to bear, my problem might be harder for others but might be easier for some.
I really have nothing to ask you my friends, I know the answer already to every question in my mind. I'm just a little depress today, that's all. [/i]
Please bear with me as I want to pour my thoughts out in this friendly community. I actually have two blogs where I can write my sentiments down but I am more "anonymous" here in mylot than on my blogs. Besides, I have many online friends here who are willing to lend a crying shoulder everytime I wanna cry buckets of tears.
Why is it that problems never end? As usual, I'm talking about my pathetic pocket and wallet. True, I have my own computer at home, my own internet connection, I'm paying for my rent, my food, all my needs and my baby's too. For others, it seems I can afford anything. But my computer isn't paid yet, my internet connection is in the verge of disconnection for no payment and I haven't paid my rent which was due last Saturday. (I have to work at home for my baby, thus the PC and the internet connection) I still owe the company about 1,000 USD because I borrowed money for my Cesarean operation and for my baby's medications. I'm in the dumps and 2009 has just started. I'm sure this will be a very long year as days seem to go slowly when one is in misery...
I have been trying hard to save. But who can save with my meager earning? Food is expensive, vitamins, postnatal (then, prenatal) check-ups are expensive, visits to my baby's pediatrician is expensive, my baby's needs are expensive. Sigh! I have been praying hard too.
I know I'm still lucky compared to others, but this is my problem, not others', I don't want comparison, we are given our own loads to bear, my problem might be harder for others but might be easier for some.
I really have nothing to ask you my friends, I know the answer already to every question in my mind. I'm just a little depress today, that's all. [/i]4 people like this
12 responses
@ANTIQUELADY (36440)
• United States
12 Jan 09
o.k. lady, you are gonna' have to buck up & get out of this mood.it's not good for you & baby nico. so glad to hear from you. is there not places u can get help w/some of your financial problems. i know there are all kinds of programs here that will help you out. don't u be too proud to ask!!!get busy today & check them out, please,
@maple_kisses (2156)
• Philippines
13 Jan 09
Hi Jo, sorry for being negative again, seems I can't help it But no worries, I'm still thinking fine, hehe, was just trying to let my frustrations out of my system so I can breathe freely. 
Well, this is Philippines, such programs don't exist. Besides, I already have debts, can't borrow more money or I'll drown on debts... Will have to find other ways... Take care dear...
But no worries, I'm still thinking fine, hehe, was just trying to let my frustrations out of my system so I can breathe freely. Well, this is Philippines, such programs don't exist. Besides, I already have debts, can't borrow more money or I'll drown on debts... Will have to find other ways... Take care dear...1 person likes this
@ANTIQUELADY (36440)
• United States
13 Jan 09
don't y'all have organasions to help. they have here places for single mother's to get milk, diapers, etc. do y'all have a food stamp program? surely ther's help for u somewhere. good luvk.i worry about y'all,
@ktosea (2026)
• China
12 Jan 09
ouch...I don't know what to say,I mean it may be better for me to say nothing but I just can not leave like this.Raising a baby is absolutely a tough thing for everyone,I am not under the same circumstance but I can totally understand how difficult it is for you right now.just think about that you are lucky compared with many people in the world,I saw similar or even worse situations many times.when I was born my parents are still in starving.they saved and saved but still can not afford to live a better life,many people there are live a similar life because of the perilious nature.now we are still poor but the situation is much better than the old past.I am sure I can change the poor situation by my own effort,I know you can change too.keep positive and things will get better in the near future,Good luck to you
@maple_kisses (2156)
• Philippines
12 Jan 09
Thanks for the encouragement ktosea. I am really trying hard, giving my very best to improve my pathetic situation, I'm just not sure what I'm doing wrong that i cannot achieve my desired results. Anyways, this is life. The sooner I accept that, the better... Have a great day.
@zandi458 (28102)
• Malaysia
12 Jan 09
We are all sailing in the same boat Maple. The world economic crises have affected us all and even Bill Gates who was once the richest man in this planet fell out of grace as he no longer commands the top ladder. But by facing and confessing your debts you will accomplish a wonderful thing. You will at last be free from the demon debt. No longer need you run away. Just tell your debtors that you sincerely want to pay them. They will not be hard on you if and this is a great, big "if" - if they feel you are continuing to be sincere. Be brave to face those you owe. They will take any amount you can give them. I am sure instead of harassing you to pay up they will go their way to help you. Continue to ask that God help you with your debts. Let us believe. And let us receive! In my most trying moments, God has answered my prayers and keep me afloat most of the time. Be patient it will come like a miracle.
@maple_kisses (2156)
• Philippines
13 Jan 09
I am actually grateful to my bosses, for lending and trusting me a big amount though I've been in the company for just 7 months. Rest assured I will not betray their kindness. God will help me through it... you're right, it'll just take patience. Thanks for the input zandi... 
happy mylotting!
happy mylotting!
@SydneyHazelton (4586)
• Singapore
13 Jan 09
Hi maple kisses,
I'm really sorry to hear that you are in great financial situation. I think you need to be very practical right now and take stock of what you have. Are you working online? How much are you earning?
Is it sufficient to cover your normal day-to-day expenses? If not, then how can you save even more? Is there any organisations you can go to for help? Are there any freebies you can try to get online? Samples of milk, diapers, baby needs or even your needs.
Would it be better to work outside the home? If yes, is there someone you can trust to look after your baby? It may just be a part-time work for half a day or something and may improve your financial situation a little.
I know that I may not be of much help here, but I hope by answering these questions, you may reveal some solutions to your problems.
@angelia286 (2029)
• Singapore
12 Jan 09
Hehe, no problem. 
Always remember that your online friends are here to offer you the emotional support that you need, as said by you! No problem is too big and we do understand that everyone has to vent and let off their emotional frustrations every now and then!
Problems are never ending as without problems in life, we will never know the bitter side of living, and without knowing the bitter side of life, how then will we know how to appreciate the sweetness of life right? Problems are a part and parcel of life, just as happiness and sadness are part of our lives too. So, take heart and relax as though our problems may seem big at present moment, when the hurdle is passed and we look back on them, we will come to realise that our problems are in fact small and laugh at the memory of our helplessness at that point of time.
Well cheer up my friend! Have a good night rest, vent here and well let's bask in the optimistic feel of Mylot! Take care and happy mylotting!!
Always remember that your online friends are here to offer you the emotional support that you need, as said by you! No problem is too big and we do understand that everyone has to vent and let off their emotional frustrations every now and then!
Problems are never ending as without problems in life, we will never know the bitter side of living, and without knowing the bitter side of life, how then will we know how to appreciate the sweetness of life right? Problems are a part and parcel of life, just as happiness and sadness are part of our lives too. So, take heart and relax as though our problems may seem big at present moment, when the hurdle is passed and we look back on them, we will come to realise that our problems are in fact small and laugh at the memory of our helplessness at that point of time.
Well cheer up my friend! Have a good night rest, vent here and well let's bask in the optimistic feel of Mylot! Take care and happy mylotting!!@maple_kisses (2156)
• Philippines
12 Jan 09
Thanks for cheering me up angelia I know I'm just looking for a way to release the tension within me. Thank God for places like mylot, and thanks for people like you who take time to read my nonsense sentiments and even leave cheerful messages. I am looking forward to laughing off this problem, but then again it might take long, as I said 2009 is a long year . God bless you... Take care.
I know I'm just looking for a way to release the tension within me. Thank God for places like mylot, and thanks for people like you who take time to read my nonsense sentiments and even leave cheerful messages. I am looking forward to laughing off this problem, but then again it might take long, as I said 2009 is a long year . God bless you... Take care.@angelia286 (2029)
• Singapore
12 Jan 09
No problem! That is what friends are for! If you have a problem, share it with us and you will definately feel better with all the rantings and ventings that you have done here! It's 2009 and hopefully things will look up for you soon! Take care!
Maybe you might want to look at this: http://www.mylot.com/w/discussions/1867670.aspx?p=0
That is what friends are for! If you have a problem, share it with us and you will definately feel better with all the rantings and ventings that you have done here! It's 2009 and hopefully things will look up for you soon! Take care!
Maybe you might want to look at this: http://www.mylot.com/w/discussions/1867670.aspx?p=0
@bing28 (3795)
• Philippines
13 Jan 09
I'm a single mom and encountered too what I thought a never ending financial problems, through prayers however, I was able to survive these financial difficulties. I prayed a lot to God to touch the hearts and minds of those people I'll be approaching for help, not to say no. I prayed novena to Mother of Perpetual Help at Baclaran Church on Wednesdays. at Black Nazarene in Quiapo on Fridays and attended El Shaddai Family Appointment on Saturdays and write prayer requests for financial assistance. I worked as a real estate agent and everything I offerred to God even the sales and the salesforce I'll be handling. Those little kids who'd been with me during those rough times are now grown up with stable jobs of their own. I just feel now that the never ending financial problems subside. Sometimes there are still little financial problems but surviving those big ones, I know now how to overcome the little ones. I hope and pray you too will overcome these "Neverending financial problems.
@LittleMel (8742)
• Canada
12 Jan 09
I can't say I am in good situation but I certainly am in better situation than you. Better in a way that all I have to do is let go of my small business and my home, two things that are dear to me, to survive. And it doesn't mean completely out of debt as a result, I will just be able to get the debts down and get lower monthly payment. Then I must get a full time job, no p/t anymore until it pays off.
See small new business like mine will not get a bailout like big auto companies. It's strange because with all the experiences and market, they still make mistakes so big that they need bailout. Yet small business with small capital and new still struggling, has to bear it all alone. But that's how it is.
In your case you can't let go of your baby, it's a human being, your flesh and blood. so you will have to bear the baby expenses all the way. I know how it feels to be compared with others. But I have learned to ignore people that undermine my problems because they do not live my life and therefore can't possibly understand how something affects me more than it affects them. I really hope you can find something or someone there to help you. In my case I have learned to accept that and I am no longer afraid of the worst. If it happens, well then it happens.
@biznizman01 (581)
• Philippines
13 Jan 09
I don't know if you are married or not but the father of your child should help you at least with the baby's needs. He should be involved in your child's upbringing, one of this is financial support.
@Frederick42 (2024)
• Canada
13 Jan 09
Because of inflation, these financial problems are to be expected. Costs of everything have increased. one never knows what to buy and how to buy.
The best solution to the problem is try to earn more and more. We could save more and more money and invest in some business and then, we can grow rich and buy any number of things.
@thanxiang (126)
• Philippines
13 Jan 09
I experienced this kind of situation already.It sucks!But i guess life is really like this,not just always enjoyment.We are living in a fallen world so problems are normal.Just go on with your life and do your best coz God will do the rest.Hope everything will be okay soon.God bless!
@zhaiwei3000 (4)
• China
12 Jan 09
Money is the biggest problem at any time.We cannot live without money,but we don't live for money!We have to find our tartet to look for the real value in our life.Good luck for you!
