Do you think for a while before spent your money to buy a product

I always consider the price and quality before buying the product.. with all the financial meltdowns and recessions, we should know how to save and prioritize things.. i used to be an impulsive buyer but when i moved out from my parents house and had my own place, i've learned how to be practical..

Yes we have a budget for both personal expenditure as well as a separate one for the farm. If we are going to buy something new for the farm, then we will have checked out the available options before we do our budget. When it comes to the actual purchase we will review the options and then start to negotiate a price, which hopefuly suits us. If however it is more than we budgeted for, we would need to either buy something different if we can find a suitable one or else have money in excess from something else. This is if we are looking at plant and equipment, machinery, pumps etc. On a personal level we stick within our budget. When it comes to grocery shopping for example we only have a certain amount of cash on us as we do not use our debit or credit cards for groceries. If the total cost is more than we have, then we do without some of the items. When it comes to say presents, we also have a set amount to spend on each person and we do not wait till say it is the birthday to buy a present. If we see what we want and the price is right, then we buy it immediately and that is more so if the item we want is on special. A good way is to work on te 100/24 logic. That means for any item which costs $100 or more, we wait for 24 hours before buying it. Many times we have found we do not need the item or there is a better/less expensive model available.

Yeah, I always think before spending money. When I have time or when I'm buying something expensive then I look at other stores to see where I can get the item at a lower price. I love the idea of saving even if it's only a penny. :) When I buy clothes, I also think of where I can wear it and if it's really a steal. I'm just not an impulse buyer because I don't like feel "cheated" when I see the same item elsewhere t a cheaper price.

Yes, I see to it that I really need the product before I purchase it...

i absolutely think before making a purchase. often, i research different vendors and brands to find out what will give me the best quality for the best price. even after i've found what i feel is the perfect product/deal, however, sometimes i get buyer's remorse! it's good to think before buying, but don't be like me and go crazy over it!

since our money pretty much goes to bills and groceries, we dont have time to think about purchasing anything big as there is nothing left over to do so.. but if the situation comes along that we need to purchase something other than what food to buy in the grocery store..LOL, then we tend to think about it...our money is very very tight right now and we will research what is the best option of whatever it is we may need at that time.

Now that I'm not working fulltime, i do think before I purchase anything at all. I always see whether I really need it or not. If I need it, where can I get the cheapest with the highest value available. i will check out if there are any offers around the supermarkets and compare prices. I think with the recession kicking in, we all need to be very careful with our spending

hi punmsharma...for over a year i have been especially careful with my money. there are some things that i really want but i'm waiting for a better time to buy them. i have things that i need to pay for before i can buy things that i want.

Oh, yeah. I have been bargain shopping before the economy got bad! I love to compare and make sure I get the best deal! Sometimes if I just really, really want something I might buy it on a whim, but I usually regret that. The internet has such a wealth of information, and now with the internet on the phone it makes it even easier!

I agree with you friend , but utill and unless one should not understand the value of money till then I don't think that any body can think like this , and I think before this people would understand the importance of their hard workd they will have to understand the valu of him self and after that I am sure know body will think and spen his money without thinking thanks for sharing

Yes, I always think a hundred times before buying a certain products. I always considered myself a wise spender and I always make a budget. Every payday I listed products and things which I planned to buy and stick to what I have listed. I also go window shopping and compare prices of at least three department stores which is cheaper. I never spent on useless and unnecessary things because money is so precious nowadays considering the financial crisis that hit the world right now.

it depends on the budget but i don't think twice if the product is proven to me already.

I prefer to think before I spend any money. My husband is the same way. Sometimes we have gone a little overboard and spent too much, so we like to be careful to an extent. We don't want to spend too much and then end up in a hole! We do like to treat ourselves occasionally, but it's all in moderation!

I usually don't think, I just buy it. And that's my problem, I only regret it later. I bought so many things that I wish I had not spend my money on!