The Rich to richer poor to poorer

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what do you think about the rich getting richer and the poor getting poorer? i hope these questions don't appear arrogant. very honest questions. is educating the poor a just and worthy cause? or is it a risk and waste of time trying to teach them to use their resources to climb out of poverty? micro financing has been one of a few programs designed to assist poor communities around the world. why do these programs trust only women with borrowed money? what is wrong with poor men borrowing money? is it because poor men are not good stewards of their money? is everyone poor willing to climb out of poverty? or do some fell more comfortable where they are? any opinions or violent reactions are greatly appreciated..this is a discussion ..happy mylotting(",)