What bank or company offers the best credit card?

I am using BDO credit card and I don't know how it fares with other cards. I think they have the lowest annual membership fee (which you can pay monthly) and they offer lots of 0% interest shopping. It is very convenient for me too for a BDO bank is just 500 meters away from my place and 3 kms further is an SM mall.

i own seven cards - 2 from hsbc, others are from bdo, aig, standard chatered, union bank and bpi. guess credit card companies love me. lol. the best company i think is HSBC, since the offer welcome gifts for newly approved credit cards and they have a lot to offer, they also easily increases credit limits once you're a good payor and the rewards are great also. i'm not promoting them actually, that is base on my own experience. others might oppose or contest

Well, I only have one credit card - Citibank, and I would have to say that it's above average and more than satisfactory. Their service is decent and reliable.

I am from the country called "INDIA" Here in our country, Now a days, out of 100 banks, around 99 banks are offering the Credit cards to their clients/custormers/public.. We have more benefits and also in more some problems are also there.. The following are the some of the same..: - We will get the interest free credit period of 50 to 55 days for the products which you purchased. - Use multi Credit card (more than 1 Card) which will help you to use the maximum utilisation of the credit card, because for example, 1st card is the Statement period is 5th of the current month to 4th of the next month, at this card, if you purchase the items on 6th of the current month, you will get the statement dated 4th of the next month and the payment due date may be around 21 to 25th of the next month. and the other card have the statement date of 20th of the current month to 19th of the next month, if you purchase of the products on 21st of the current month you will get the statement on the next month dated 19th, and the payment due will be around 8 to 10 of the subsequent month. - When you use the multi credit card, you have a option of making the balance transfer from one card to another credit card, for which they will charge some of the nominal charges will get it debited, and you will get the interest free period of 3 month. - In most of the credit cards offer you some of the Cash back offers during the seasons like new year, and other regional festivals periods.. and some of the platinum customers will be elegible for the flat 5% to 10% cash back for their all the purchases/swips. - and also if you have not made the payment within the due date, you will be charged the "late payment charges" and the "interest charges around 3.10% and more" - If you hold the credit card, our credit worthy will get increased, so, there may be a possibility of increasing our commitments by using the card where ever we go.. - If you use your credit optimum, this will be the very good tool.. to get the benefit of using the credit cards like reward points etc.. Have a good day.

hi, am using different credit cards now, well for me the best benefit that you can get from any credit card is the low interest rate. among my cards metrobank and eastwest credit card offers a very low interest and low minimum payments. but if you want to have a card which gives at least Php 30,000.00 credit limit, go for citibank and hsbc

NOWadays,,for me there is no bank or company for which could be called credible,,as we are in the state of an abnormal economy,,I would chose not to used any of those,,I preferred to used cash,,thanks