The role of discipline in life.

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The discipline takes an important role in life. Without discipline a person ends all sorts of problems. In life we are having 3 stages. Stage-1 below 18 years -in which we require general discipline such as getting up early from bed; keeping interest in studies; understanding the surroundings; listening to the elder's advise etc. Stage-2: from 20 - 40 years in this one should have financial discipline where one has to earn and save as much as possible. Stage - 3: from 40 to 60 years In this phase one should have mental discipline. One should allow his mind to be idle or enter any evil idea. Stage - 4: 60 - till death. In this stage one should have discipline over his tongue. In that age one should eat what he like but what is better to his health & as the next generation has been grown up and having different idealogy one should his tongue tight so that avoid clashes. As I am from India and most of us maintain joint families this stage very important for us. do you agree with this