Loosing jobs

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Now-a-days whole world is facing financial turbulance with out any exception. The intencity may differ from country to country. The countries depended mostly on service have economically lost their balance. The countries which are on production side are in much better position. Any country's economy even our home economy depends on demand and supply chart. The savings becomes a much important item of our life. A person including country cannot become rich by his/its earnings but by his/its savings. The countries which were encouraging the expenditure are now in deep trouble. If I am getting one dollor on $100 by putting bank for several years I may prefer not save but to spend. So each country should encourage savings.