do you like to use a credit card?
By amyzong1026
@amyzong1026 (146)
China
February 14, 2009 10:51pm CST
i like to use a credit card very much.because it is very convenient and you need not to carry large amounts of cash,it can be overdrawn and is spending tomorrow's money.lol.however,if you are not honest person,i suggest you not to use it.if you can not repay on time during the repayment period,it will leave a credit blemish in the bank and entered the blacklist after the loan so that you buy a house,buy a car are very difficult.so you must be honest and come to be a sense of responsibility person if you want to use a credit card.hehe.im honest and a sense of responsibility person.and you? do you like to use credit card?
2 people like this
4 responses
@jewilim (495)
• Philippines
15 Feb 09
Nope, i really never like the thought of using credit cards, i always prefer using cash and i think its the safest way to spend if you would like to control your spending limits. I think using creditcard may be unsafe in some ways like when you lose it and someone could use it in their benefit at your expense. And besides that creditcard makes spending easier because it seems like you are not using money to buy things and so you wont feel it directly that you are paying for the things you buy. It really takes a lot of responsibility if you would like to use credit cards. Im also a responsible person but i just dont like the though of owing someone money that is why i really prefer cash much more than credit cards..
@mscott (1923)
• United States
15 Feb 09
I really only use a credit card for large purchases. Even then I would rather not but I don't often carry large sums of money around. I have been very good about never charging more than I can pay off right away when the bill comes. I also keep the limits rather low so I would never be tempted.
@golearndo (32)
• United States
15 Feb 09
I use it for emergency's only or I'll use it and then go to the credit card bank site and pay the amount I used it for right away when returning home. I think that is safer than using my debit card.