Is your Credit History clear?
By Lindery
@Lindery (853)
Latvia
February 20, 2009 8:34am CST
We all live in money matter world. 21st century has became too fast and global for people to feel alright, like in early days. These days are full of doubts, business, financial strikes, loans, debts, fear, worry and stress. The world runs with a speed of what human being can't cope with. People are told to have this and that, obligation is to have money, status and new things. Otherwise you are out of the happening! It's all wrong and fake! So many people struggle through loans, debts and credits. Half of what they use doesn't even own to them, it's all own by banks. And it's sad. It makes people feel like robots.
Are you the one who has loans, credits and debts? How do you cope with them? Do you try the best to keep your credit history clear?
3 responses
@msmargo (361)
• United States
20 Feb 09
I have tried for many years to keep my credit profile clean. I have mortgages and credit cards. I lost my job and went on disability so my income is way down from what it was when I was working. I have fallen behind with my mortgage and my credit score dropped over 100 points. I am hoping to getting a loan modification. I don't see myself buying another home and hopefully I will be able to repair my credit before I ever need to refinance my mortgage. Scary times for sure.
@mercuryman3a (2477)
• India
20 Feb 09
I try to live within my means. i do not use my credit card unless I really have to. i use my debit card for all my needs that way i am sure I have money in the bank to back the purchase. i try to have a small saving each month too so that i can use it in an emergency. It is bad to get into debt and very difficult to get out.
