During these Trying Financial Times - How are You and Your Spouse Handling Them?

my husband and me just live together, my husband having stable job, though being affected by global crisis. he'd been doing everything he can to help me out of debt, times come where we don't talk making the house very silent and it really grieves my heart. but my debt is too much that he doesn't even know the exact amount. i can't pay our bills on time, i can't even give his full allowance that's why i am too ashame but i still strive to find ways to get out of my debt, sometimes i can't sleep, people i am indebted text me every now and then that's why i'm too bothered but i still thank God that He is carrying me through day by day. i just live on a daily basis now but i still have short term and long term plan to get out. i hope by God's grace i will be able before situations get worse.

I don't have any spouses, so the handling of situation comes naturally on me. I am from India where the financial crisis came a bit late. But now, it showing how devastating can it be. To handle the situation, I just remind my self that one can not do anything for things happening out of one's control. It relieves me a lot.

Yes, with everything going on it can be very stressful at times, and getting harder and harder at times to make ends meet. I know that there are many times that you find yourself maybe having less to spend on Groceries, and other things due to increased lights, etc. My husband are Lucky enough to both be working but things have been quite tight here lately for sure. My husbands OT hrs. we eliminated so this is making us learn to have to live off of the regular income and having to really pinch pennies here at times. But we know God is in control. I will be Praying for you and your situation, and wishing the Best for you.

its really hard in that situation. me and my husband also had those down moments especially financial problems but we make sure that we both support each other to overcome those problems. also we make to a piont that our relationship will not be affected as possible as it can be. we both have a work but still not enough to support our needs, I also myself have to support my mother and my brothers who are still studying. well, i think these are all normal problems that everyone encounters so we just have to be strong to face all them. ofcourse, have faith in GOD so He will continue guiding us.

I feel sad about your situation and I hope you could surpass your problem as soon as possible. I admire the two of you because despite the trials you have you are still fighting and you are both very responsible son and daughter. Well in my case I am just here at home taking care of my baby boy who is now 5 months old. My husband is the only one working for us and he owns everything. I mean he pays for everything from house rent, electricity, water and cable. We even have postpaid plans and internet monthly so it is really a big responsibility for him. I wish I could help him and work as well but we don't have a baby sitter yet. And during this days it is very hard to earn money. You can never pick any single cent on the street and so here I am just trying my luck to mylot. Anyway I really wish you could get a better job soon. The one that pays good and well enough with benefits. I also wish that your mother will get well soon.

i am one of those people who has always struggled financially. i had children right out of high school and only worked part time while raising my kids. my youngest (the only one at home is 13) and her father and i are divorced. I am remarried but my husband has children he is supporting. i am on unemployment since last december, my husband is working and i am pretty good at stretching a dollar. i learned from raising 5 kids. it is scary to me that when i go into the grocery store it is getting harder and harder because the price of things like pasta is crazy expensive. we are getting by ok, but i have my parents nearby and although they are in their own house and still working, they aren't really prepared for not working. things can change real quickly and i try not to dwell on that. i am grateful for a loving husband and great kids. it is scary that so many people are out of work- more competition for me for when i need to look for work as my experience isn't that great and so many people are up for so little jobs. i worry about my children because i wonder what kind of life it will be for them when they are my age. sure i hope things will get better but i don't see that obama is doing good. this economy is a mess and it won't be fixed overnight. i also feel that it will get worse before it gets better. i really am an optimistic person. maybe it doesn't sound like it but we always got by and we will continue to get by. i try not to worry so much- it doesn't change anything. you and your wife are going to be ok, you are both doing what you have to do. be happy that you have each other and you are good people taking care of your mothers the way you are. family is everything. take it a day at a time.

It's really affecting me emotionally and physically. I have been on and off with flu, cold, migraine almost every day for so many months. I'm not an athlete or someone with perfect health condition, but this has never happened to me so often before. We don't have kids but there are still bills mounting to be paid and hubby was laid off for one month around January/Dec. winter bills are very high here and start eating our savings. we are no stranger to living frugal but we have cut down everything to basic there is nothing more we can do. so lately I have been trying to live by hubby's saying 'if it happens then it happens, there is no point to worry about it' I'm still trying to accept that.

hi there, we are in the same boat. however the situation is that i have 2 kids and my husband has no job. so i got 3 mouths to feed and bills to pay. and my job is not stable since my company has to cut heads. and im just now praying to God that i wont loose my job. i need an extra income that is why im also here at mylot. hoping to get a few dollars to help feed my kids. stay strong my friend, just dont forget to pray to God. He will help you.

I hate to hear of your bad economic times.. It is truly getting rough on a lot of people, poor, lower class, and even the ones referred to as middle class.. The only ones who are not suffering are the ones who have so much money they can't comprehend the words, struggling and cutting back.. I guess we all have to do whatever it takes and hope for the best.. We are cutting back in many ways but are still finding it hard to make ends meet.. There is always a financial situation whenever it is time to pay the bills, this month an extra 400.00 to fix our car, next month it will be something different.. I cut back in so many little ways but the main thing that I rely on is prayer, it does help and the Lord helps us find a way somehow or the other, we make it month by month, but just barely.. I hope you will soon find a job that will help you get through these rough times, but always remember that you do have your family and that all of you can pull together to help each other and that is great, it is just the two of us with no family to depend on for either economic or emotional support, so take care of each other and things will get better soon, I hope for all of us..

hello..best wishes for your mother at first.perhaps most of us are suffered a lot for the so-called the recession . as far as i know,even some trade really far far away from the recession are hard times.the money is limitted but everywehere need it , the bills amount are too large while we have to pay...ah... may god bless us.

It's simple.Just be realistic about your financial needs and how to deal about it. Also be practical in terms of how you and your wife spend your earnings. For example, buying only what is necessary and avoid being impulsive buyer. Always have a budget and stay within that budget. As for me and my wife, we've always discuss our financial capabilities and living only what we can afford. Effective communications betweeen you and your spouse helps a lot in order to avoid a gap in terms of monetary issues. In short, don't exceed beyond your means......be thankful in everything that God has bestowed upon us.