Any VOIP experts here?

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Really could appreciate some help if anyone has some good knowldege of VOIP. What I want: I have a VOIP account with sipgate which I have a UK geographicla phone number from. I also have an account with voipdiscount to make utgoing calls. I want to set it up so that when someone calls my sipgate account it automatically forwards the call to my voipdiscount account which is linked to my mobile. Sipgate can forward the call for me but of course at a cost, I am looking for a free solution. Mysipwitch I think will perform what I want to do, but I just don't understand how to write the ruby dialling plan, it should be simple right just to do a straightforard divert? voxalot offers a similar thing and there it seemd realy easy, but this feature is not available for free from what I can see. If anyone understands all this can you offer any help? Many Thanks.