Did your bank receive money from the bailout? Could be!

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It was on the local (okay the New Hampshire) news tonight! Banks that didn't need it received money from the bailout! The Feds set up a program to give the money t strong banks to keep them strong?!? There are strings attached to how they can use it and what interest they can charge on it. This whole thing bugs me, why are we bailing out big businesses like banks and insurance companies, but not individuals? Most of the banks being bailed out don't even give loans to real people. Can anyone really explain (without all the double talk and rhetoric) how this program helps us?