For the Filipinos: Who do you bank with?

I have account at BDO and Union Bank. There's not much difference on the interest rate but you may compare other service features such as the required minimum daily balance, availability of branches or ATM booths, etc... I like BDO because you can use your ATM card for almost anything. You can use your card to purchase in major malls. You can also pay your bills (electric, water, phone, internet connection, insurance, and so many others) in any branches or through their on-line banking service. Aside from making payments of purchases and bills much easier, BDO also offers longer banking hours and even Saturday and Sunday banking if you happen to open in mall branches and they have lots of ATM booths all over the Philippines. The bad thing though, they charge service fee (P150 or P200?) every time your account balance falls below the minimum daily balance. They don't compute the average per month, which is the common practice in other banks, but they do the reckoning as per daily balance.

i use bank of philippine islands or BPI. its my parents bank and i see that its a good bank. interests is not much for me as it is almost the same with the other banks.

Hi, I really dont know much about the terms or something like that. My main concern is for saving and with a minimum balance that doesnt require half of my tuition fee So I use Philippine Farmer's Bank. My Dad also uses this bank and he recommends it for my needs. I mean it would suit me since I dont require much and their interest rate isnt that bad. The minimum maintaining balance is only P100 and the initial deposit should be P500. Thats all. Im using it for one of my course subject requirements. I think other responders' have already helped you in this. Just wanted to share what I know.

our bank is banco de oro..i find it more convenient because they have many branches and very accessible, you can shop and pay using the cards.and they have weekend banking hours in the malls..and i find their remittance service more faster and convenient compared to others.

hi! i don't have a bank account yet. i plan to open my own account but i don't know when. i am working but my salary is not sufficient for my expenses and i don't have savings. that is why i don't have a bank account yet. maybe when i get a better job that gives higher salary, i can open my account. i am sharing with my mother's bank account til now. she is banking at Land Bank,Philippine National Bank and Rizal Commercial Banking Corporation. I don't know much about the terms and percentages of those banks. that is all i can say pal. thanks. take care and Godbless!

http://dollartickle.hpage.com/ http://dollartickle.hpage.com/ http://dollartickle.hpage.com/ http://dollartickle.hpage.com/ http://dollartickle.hpage.com/ http://dollartickle.hpage.com/] real oppotunity

I bank with two banks, Bank of the Philippine Islands and Banco de Oro. Both banks have high interest and has many branches. I use Banco de oro atm and use it also for purchases at malls specialy at SM. Mainly savings for BPI. Both ahve internet banking so i pay my bills online. Banco de oro ahs longer banking hours compared to others. Its very convenient for me.

I am not so familiar with my banks' interest rates, which one offers higher income for us. I have Land Bank and Union Bank accounts. I am sure that these two banks, together with PNB, Banco De Oro and Metro Bank are the top banks in our country. We are sure of the existence of these banks, the security of our money.

Hi mimico. My bank is Banco de Oro. Enjoy convenient banking even on weekends. Longer banking hours. You can also do banking even if you are at the mall. They have different programs for filipinos outside Philippines. But I am not so familiar with those since I am just here in the Philippines take care

My two active bank accounts are with Banco de Oro and Export Bank. Banco de Oro is convenient for me because I know a lot of people there, thus, I get good service. I opened an account with Export Bank because of their three-in-one offer: savings, checking and ATM account in one. Plus, the maintaining balance of P5,000.00 for an Automatic Transfer Account is low and affordable for me. Have a nice day!

Citibank for me(although it's not a Filipino owned bank), and also BPI.

Hi mimico, well regarding to your forum topic discussion entitled "For the Filipinos: who do you bank with?". Me the only bank that i bank with was only in the UNIONBANK by E0N. When i apply for E0N in UNIONBANK, i find out that it is good because of it is only 350 for applying and for the reason of it is zero maintaining balance. Well that's all my responsed. . . Happy posting and happy earning. . . Good luck to our earning career here in this site. . . =)

Actually there is no competitive rates as to savings account. Interest rates are really so low you won't really notice the money earned in a quarter. I am banking with China Bank (since 1997) because I used to work there and I am satisfied with the service. I also know people from the branch since it was my former office so it is easier for me to transact. I also have an account with Bank of the Philippine Islands for my foreign remittance. My US employer prefer the wire transfer to BPI.