Credit cards mae us think that we deserve what we can not afford??????????
@SusanShayAvon (1003)
United States
March 15, 2009 9:38pm CST
There are so many people now that have credit cards and that have credit card debts. I had someone tell me that they do have a credit card but that they do not swipe that card unless they know that they can pay it off when the bill comes in.
I remember my Aunt had a bunch of credit cards and she had maxed them all out. She had $10,000 worth of credit card debt. She also had a mobile home that she owned $1,200 on and was worth more. So, she went and refinanced her mobile home that would have been payed off in 4 months and payed off her credit card debts. Then she let the mobile home go. To me that is absolutely crazy. If she would not have spent more than she made she would have been fine.
So, if you have credit cards do you do pay them off every month? Or do you just get what you want when you want it and pay the minimum every month?
I do not have any credit cards and do not care to have any at all. They would probably get me in trouble. Have a blessed day.
1 person likes this
2 responses
@stealthy (8181)
• United States
16 Mar 09
I have used credit cards for many years and have always payed each months bill in full. I have never had any credit card debt. I use them for just about everything that I can and thus gain up to 20 days between the purchase of something and when I have to pay for it. Also, I get cash back with the card I use most and 30 mins of free calling time every month with my second card.
@spalladino (17891)
• United States
16 Mar 09
Our normal habit has been to pay off our credit cards every month but there have been a few times when we left a balance just to switch things up on our credit report a little bit. We've received conflicting advice about which is the best route to go so we do both. For large purchases I would much rather take money out of our savings account and earn a little less interest for awhile than to pay a credit card company a higher rate of interest for a longer period of time.