How's your shopping experience been on ebay?

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I recently purchased many clothing items and a couple of cell phones from ebay these past couple of months. I have shopped on ebay in the past as well and so far I've never had a problem. Recently I brought 2 back up cell phones for myself at very cheap prices. But before I did, this was the 1st time I actually checked the sellers feedback ratings before I made my purchase. I noticed a few of the sellers that had the phones I wanted had a lot of negative feedback in the last couple of months. So I decided not to buy from them, even though they were selling what I wanted at a cheaper price than others. I will be checking the seller feedback more often, as I've never done it in the past. So I've been lucky so far. Has anyone here ever had a bad experience shopping on ebay? Have you purchased an item and it never get sent to you? Or maybe the item want as described by the seller. Have you ever had to ask for a refund on something? Have you ever been screwed out of your money on ebay?