How many credit cards do you have?
By pxhnchsh
@pxhnchsh (142)
China
March 25, 2009 1:10am CST
I have one credit card now. I like going shopping by credit card. And now I am going apply for another credit card.
How many credit cards do you have? And can you tell me the advantages and disadvantages of the credit cards?
6 responses
@margaux08 (1094)
• Philippines
28 Mar 09
Hi pxhnchsh,
I have 1 Mastercard and 1 Visa. And they are both maxed out!!! 
Here's one unsolicited advise: Think twice before you swipe. You can do it my friend. Just be cool.
Happy myLotting!
Here's one unsolicited advise: Think twice before you swipe. You can do it my friend. Just be cool.
Happy myLotting!1 person likes this
@margaux08 (1094)
• Philippines
28 Mar 09
Hi there!Hahah!!! That's the magic of make up! . Your comment is t he first reason why I laugh so hard today. I hope I have more reasons to laugh today. I'm in the office still and an hour from now, my colleague will be out in the office which will leave me alone here, huhuhu! Anyways, please keep on coming with intelligent and sensible discussions liek this one... and being beautiful and young... is in the genes... LOL! No I'm just kidding my friend, but thanks for the complement. Really appreciate it...
. Your comment is t he first reason why I laugh so hard today. I hope I have more reasons to laugh today. I'm in the office still and an hour from now, my colleague will be out in the office which will leave me alone here, huhuhu! Anyways, please keep on coming with intelligent and sensible discussions liek this one... and being beautiful and young... is in the genes... LOL! No I'm just kidding my friend, but thanks for the complement. Really appreciate it...@margaux08 (1094)
• Philippines
30 Mar 09
Hi there friend,
thank you for the BR. Really appreciate it.It motivates me more to respond intelligently to equally sensible topics. Keep on coming more of these.
@consciousliving112 (79)
• United States
25 Mar 09
Yeah, it easier just to laugh about rather than face the reality of debt manipulation.
1 person likes this
@sunita64 (6469)
• India
25 Mar 09
I have only one credit card and generally I do not use it for shopping. This card I have kept as it is easier to take loan as a credit card holder. More credit cards can make you extravagant and then broke. But if you are a good financial manager then proper use of credit card can give you sound financial management. But for normal people it is dangerous to have more credit cards.
@kevsgirlalways (5883)
• Malaysia
25 Mar 09
i have 3 credit cards hehe..2 of them i use alternately each month and one of it i only use it when i'm filling up my gas, for tracking purposes. although i have more than 1 credit card i ensure that i stick to my budget and dont overspend!
1 person likes this
@emma1987 (107)
• China
25 Mar 09
I have three credit card now .ha ha.the disadantages is that i spend money so quickly,sometimes could call that wast .every monoth i must pay the account of the credit card .the advantage is i can buy more things if i like and by the way it is safe to go shopping.because i wont take many cash in my bag.so my money has little little chance to be stolen.
@consciousliving112 (79)
• United States
25 Mar 09
The only credit card I use is strictly debit. I never want to go into debt. The advantages include being able to buy things you wouldn't normally be able to afford (which is also a con), being able to pay small monthly payments on these items (which is also a con), and through this process, you are able to establish credit which lets further lenders know how well you borrow.
Have you ever seen Maxed Out?
1 person likes this
@consciousliving112 (79)
• United States
25 Mar 09
I recommend it. It just highlights the negative side of using credit cards, and how debt is the equivalent of slavery. Especially when they jack up your interest rates from 4.5% to 19% overnight.
1 person likes this
