A few ways to save money
By ebsharer
@ebsharer (5515)
United States
April 2, 2009 10:19am CST
So I have really been trying to watch my budget. I am always looking for ways to save money. I came across an artical that gave me a few hits I thought I would share with you.
Bottled water - Costs about $4 a case you could buy a Brita pictcher for about $20 and filter all your water. Saving you a lot of money over the years that it lasts.
Coffee - So I completely understand wanting to go to Starbucks or Dunkin Donuts for coffee but if you spend the 12 or 14 bucks on gourmet coffee you pay about 33 cents a cup verses 3 dollars. That a was good one for me. I don't usually buy gourmet coffee because of the price tag on it but I guess to "treat" myself why not. I'd rater treat myself to a pound of coffee for 12 bucks then one cup for 3.
Music - Ok so the newest whatever you like just came out. You go to Target or WalMart and spend 17 bucks on the cd but you only like one or two songs. How often does that happen to you. I know my husband does it all the time. Instead of spending money on songs you dont like. Go to itunes or amazon or even walmart.com and get just the songs you like for 99 cents!
ATM fees - Using your debit card at a bank other then your own costs you around 4 bucks. Don't do it. Make sure you have the cash you need before hand or go into a grocery store and buy a pack of gum and get cash back.
Soda - My husband is a Mt. Dew freak. He has at least 2 bottles a day. At the gas staion they cost 1.49 plus tax times that by 6 makes 8.49! Even though I don't LIKE to spend the 3.98 for a 6 pack at the grocery store I do because it saves me 4.96!!! Thats over 230 a year!!! (by the way I'm talking about the 6 pack of bottles)
So what do you think? Will any of these help you save money? Do you have any more suggestions?
2 people like this
14 responses
@AngryKittyMSV (4317)
• United States
2 Apr 09
I don't buy music, I alays get my soda t the supermarket and try to only buy it when it's on sale, I have a filter at home so never buy bottled water and the coffee I make at home tastes better than the crap at D&D or Starbucks, so I am good there, but if you'd like to learn how to cook one chicken and get 4 separate meals to feed your entire family, I'll be happy to fill you in. I am also the casserole master. Any big dinner I cook on Sunday will feed us for most of the week because I concoct a different dish every night to use the leftovers in. I even figured out how to fry left over homemade soup!
2 people like this
@OceanZealot (484)
• United States
2 Apr 09
Angrykitty, I completely agree. For big dinners you can make it at home for much cheaper. And if they don't eat everything leftover conversions are the best! Especially with beef or chicken!
This year I invested in one of those food savers and if I can't think of what to do with the left overs right away I use the food saver, label it with item and date made. The $100 bucks for the food saver has probably saved me at least a couple of hundred dollars in food costs since the beginning of the year.
2 people like this
@saundyl (9783)
• Canada
2 Apr 09
The pop and the coffee are big ones for alot of people.
I think those save money if they are things you do alot.
Other things are:
Take a lunch to work rather than going out. If you forget one rather than going to a restaurant run to a grocery store and grab some sandwich makings - its cheaper and u get more for the same price youd pay at a resturant.
Buy packs of gum and such in bulk - they cost less per pack then
Make sure you have the $$ in your account before writing a cheque so theres no overdraft charges and nsf charges.
Rent movies rather than buying them
rather than buy packs of 6 bottles you could buy 12 cans of pop for about a dollar or two more and save even more money.
if you are big on chips - buy a big bag of chips for 2.50 and put the chips into snack sized baggies rather than paying 1.29 for a small bag of chips. You get more out of it and in the end it costs less.
1 person likes this
@saundyl (9783)
• Canada
2 Apr 09
It is WAY cheaper to entertain at home. We get together and we almost do a potluck type of snacks and beverages no matter where we get together - the host provides supper and everyone else brings drinks and snacks. I tend to make my own fruit platters and take them (way cheaper) as they tend to run about 15 dollars here for a small platter.
1 person likes this
@OceanZealot (484)
• United States
2 Apr 09
I completely agree about renting movies. I use blockbuster com and its cheap. I can use the mailers as a coupon to rent something from the store. Or we rent a game.
Staying at home and entertaining myself and friends is SOOOOooooo much cheaper than going out. Especialy if we were to go to a bar. I could buy a bottle of rum for under $25 (I like Capt.) and some 2 liters of soda. Friends bring snacks and we stay in and have a good time...whereas if we went out I would have probably spent a good $100 having a good time from drinks, to cover fees, or movie ticket (they are as much as buying the movie at home or more!), food, etc.
Making subs at home is so much cheaper saundyl...you are so right. And plus you get to really make it your way. And its not soggy or cold buy the time you get home to eat it!
2 people like this
@irishmist (3814)
• United States
5 Apr 09
You have some really good suggestions here. I am already saving money because I don't do any of these things. I do have a suggestion though. Shop at Dollar stores as much as possible, they have really great buys, and where I live we have many dollar stores to choose from. I just got a pair of foster grant sunglasses at the dollar store, the tag said they were worth $15, god what a steal!
1 person likes this
@irishmist (3814)
• United States
7 Apr 09
I hear u, I was at the dollar store today, just getting a few things and eneded up with like $20 worth if stuff.
1 person likes this
@taface412 (3175)
• United States
3 Apr 09
I buy a big bag of chips at the grocery store and then bag thenm up at home. Saves me .75-$1.00 a day when i want a snack at work.
I buy my cokes in the 24 case and take them to work.
I make a little extra every night at dinner so I can take left overs to work the next day.
I always look for coupons, freebies, etc. to maximize savings.
I go to one of those damaged good stores for certain items, and I also only shop thrift stores until I am out of debt.
When I get gift cards to Wal mart I only use it at the gas pump....for that extra savings.
I'm sure there is more that I do, but those are my main ones. The most money saving ideas are the chips rebagged and the leftover lunches. I save loads doing things this way.
1 person likes this
@ebsharer (5515)
• United States
3 Apr 09
Rebaging chips is a good idea. I'm sure its a lot cheaper then buying small bags. I don't buy soda for the house. I buy koolaid or tea. I do buy my husband soda but if thats all he asks for I can't complain.
Wal mart gas is the cheapest here add on the couple cents from the gift card its awesome.
I shop at thrift stores for some thing but not really clothing. I have found that if you are willing to wait for things you can find them on clearance cheaper then at a goodwill. I shop at JCPenny often and get 30 dollar shirts for 2 or 4 bucks Same with pants.
@eichs1 (1934)
• Philippines
3 Apr 09
Wow! I learned a lot from this discussion. I do hope more will add how they effectively cut their expenses down.
I can also add that buying in bulks, as others have suggested, not only lower the costs of goods, it will also save you a trip or two to the grocery store. If one has time, it can also be helpful if one can roam around to compare prices before buying a goods. I learned the lesson last year when I bought a pair of shoes in a thrift shop and as I passed by another store, I was shocked to see the same shoes in another store but $5.00 less than what I got.
1 person likes this
@zhuhuifen46 (3483)
• China
7 Apr 09
These are very useful tips for saving. With budgeting, as for annual corporate budget, it is necessary to conduct monthly budget adjustment based on the change of circumstances occuring, and with reference of the expenses of the previous month, so that the budget is more reasonable and meaningful for the purpose of saving.
1 person likes this
@feathers26 (865)
• Philippines
3 Apr 09
When going to the supermarket or grocery,you must first
make a list at home so that you only buy things that are needed.
@ebsharer (5515)
• United States
2 Apr 09
My hubby won't go with out his Mt. Dew. Its one of a few things he asks for so I don't complain.
Its funny I had a discussion months back about buying generic instead of brand. My husband loves fruit loops he doesn't know he eats the generic ones! I bought a cereal storage container and put the generic in before he ever sees he bag they come in.
Same with baked beans he swears he will only eat campbells so I make sure the generic can is in the garbage under a few things before he gets home.
I never shop on an empty stomach and never take hubby with me. I try to stick to my list but that doesn't always work.
@GemmaR (8517)
•
2 Apr 09
It's the bottled water one that I think makes the most sense. We spend so much money on water when it comes basically free out of the tap!
I have been refilling my bottles for a while, and it saves a couple of $s each week as I don't have to buy more bottles every week, but I might start filtering every day like you suggest.
I have also started taking coffee to work in a flask with me if I need to, rather than pay the prices for their coffee machines!
1 person likes this
@kiran8 (15348)
• Mangalore, India
2 Apr 09
Hi ebsharer, thanks a lot for all those tips . I have a simple and healthy way of saving money.I walk almost everywhere now. I walk to the market and to the bank and offices. It is a great way to save money.It has also helped me loose weight .
Another way i am saving money is by cooking at home. We have cut down on eating out and i am giving packed lunch for my daughter, which is definitely healthier and cheaper..
@Shankygill007 (19)
• India
3 Apr 09
The Simplest Way To save money is eat less . as you eat less you got many benifits;
1. you will be able to save a lot of money .
2. you remain fit so the money expenditure on medicinens and treatment could be save .
3. you feel less fatiuge and do more work to earn money.
YOU CAN ALSO SAVE MONEY BY SMALL SAVINGS.
TODAY'S SAVINGS TOMORROW'S HAPPINESS.
1 person likes this
@nobzbiz (16)
• Indonesia
3 Apr 09
Wow, you have some good suggestion. That will help me too.
I myself still live with my parents. I do this to reduce my expenses:
1. I bring a meal to my office, my mother made me
2. Usually i go to watch movie at cinema three times a month, now only once or twice
a month
3. Only if you had to, buy food in the store or food court, not in restaurant or
fastfood store. It'll save your money
4. if you had both car and motorcycle, go to your office by motorcycle, reduce
gasoline consumption and time.
Well, that's what i do. I could save more than $100 a month. Any other suggestion?