Ok MyLot members..PLEASE, PLEASE...I really need some input on this one

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Last week Saturday I went to my bank and got pre-approved for a car loan. I had just refinanced my home about 3 weeks before that through the same bank. Well, since I was working 12 hour shifts, I decided to go car shopping on my week end off. From jump start I let the dealership know what I was pre-approved for and told them I'd like to stay in that range and if they could get me into a '09 or an '08 I would be good. Saw 1 of each and test drove both. I LOVED the '09 more. When the salesman came back with the figures it was more than I wanted to get into. I asked him to run the figures for the 2008. They came back about 1000 dollars less than the 2009. Let me say that the 2009 had 9000 miles and the 2008 had 19000 miles on it. Both used vehicles. So, I told them it would be better to invest in the newer model because it had less miles and was newer. However, it was more than I pre-qualified for. Their response was not to worry about it because they do business with my bank all the time and it will be ok. I said...fine. I just hated the color of the newer model. While the salesman was doing whatever they do when they leave the potential customer waiting, he came by and said something and said he'd be right back. I asked my husband what did he say and he said that the salesman said he had to drive the car around and would be right back. I didn't think much of it.( Note: Before I went car shopping I looked at some online for the local dealership. Found 3 that were interesting and wrote down the model, year and color. When I went to that dealership, everyone acted as if they did not see us. I told my hubby that we should leave and go to the next on a town away. Explain to the new dealer what happened and showed him what I wanted and asked if the car could be transferred. He told me they could not bcause they were owned by different individuals). Now back to the salesman. He pulled aound a 2009 in the exact color I wanted and I was wishing I could have it and thought no more of it....until he called me out to look at it. He said that his manager said if I was going to pay for a 2009 with 9000 miles, he may as well put me into a NEW 2009. I reminded them of what I was pre-qualified for. They had this info also because they are one of the preferred dealerships the banks work with. Well, I drove home in the new car. The next Friday I get a call saying I needed to come by and get my tag and see what he could do to lower my payments. (they are as low as it get for a 2009....$368 a month. Here is the kicker. When I got there, the finance guy shows me some paper the bank sent to him upping my finance premium to 10.65%. I told him HAMBURGER NO!! There is no way (1 week later) and after I signed a contract, that I would allow them to rewrite it for me to pay them a higher rate. If I took the car back four days later saying I changed my mind, they would have made me stick to their contract. Now, seven days later I'm getting called in saying they want to lower my payments and pick up a tag. I got neither by the way. Maybe because I spazzed out at the new paperwork they thought I would or hoped I would be foolish enough to sign. It is a contract and they were the ones who gave the offer. I have NEVER EVER heard of such a thing. Can anyone PLEASE give me some feedback? They said they have to talk with the bank Monday. Do I need an attorney on this one?