do you save money every month?

Hi montrying2makeit, Well I have asavings account and whenever I get paid from mylot, it goes straight into my account and it will stay there till I can spen it on what I have wanted for a long time. Tamara

I'm not working right now,I've been laid off, but when I was working I put money into my savings account every week. How I did this was by taking all the money that I made from my over time and put that in there. You would be surprised at how fast that will add up. If you don't work any overtime just make sure that when you cash your check that you put some in to your account before you have to spend any of it, and try not to withdraw back out. I also do this with my Income tax return. By doing this I have seen a huge difference in my saving account

Yup, as much as I can, I try to save some money from my salary and deposit it to my savings account, maybe 1/4 a month's salary, that is. I wanna save for the rainy days. Like you said, it's better than having no money at all. I've experienced situations before where I badly need some money and I've nothing and it was really depressing so I said to myself that it wouldn't happen to me again and I would use my money wisely. That's why I'm saving. I also wanna have some business in the future, that's another reason why I save and hope it'll come true.

Yes I am saving money every month. Everytime I received my salary I always make sure there is something I'm gonna be depositing in my bank account. I always calculate how much I will be spending each month because eliminating debt is the quickest way to free up some bucks. I also trim down my expenses sometimes and reassess my savings goals.

I am not working at the moment I am a student so there isnt any money to save - in fact i am living off savings right now; i used to save back when i was working full time, and that has proved to be a godsend since i have gone back into education! in the UK it is very worthwhile having an ISA but now we dont get a very good interest rate compared to a year ago... But its still better than not saving!

Yes. I save half of my salary to my bank account. I'm saving up for my family's future most especially for the future of my son. I would like to give him a bright future. give him a nice education, hassle free life. Good thing my sister Gracie, introduced me to online world. I never imagined that there are great opportunities online. The earnings i will be making here will go directly to my son's savings. i am planning to put up my own blog because i have heard that my sister is making lots of money through her blogs and i want to earn big as well.

I also think it is better to have some money rather than having nothing. I am right now jobless and hope to get into a job very soon. I had a job before and I got terminated from my job. I never thought I would get terminated. I would have saved more money than I had saved before if I know I would reach such a situation. I always thinks it is great to save money. I am planning to save more money after I get into a job in the future.

These days, no but when I was in a job, I use to save some penny every month so that I could use them in my bad time. I had Something around Rs 30K in my account but from next month I will start saving again.

I have three bank accounts. A checking account and a savings account and a christmas account. Every payday (weekly) $5.00 goes into my Christmas account and $10.00 goes into my savings account then the rest goes into my checking. I use my Christmas savings at Christmas and the other savings account is never touched. I've been lucky enough that it has been there for 7 years and I have never withdrawn from it although I've wanted to several times! I don't have a retirement plan where I work and a finacial advisor friend of mine tols me this a long time ago. When I reach 45 I am supposed to up that amount to $15.00 and then $20.00 at 60 years old. Hopefully this will give me a nice nest egg for retirement. So far so good anyway! LOL

i have a savings account and thats where we put money for our vaccion and then i have my own account just for me and then we have a checking account that we pay bills out of and the things needed for the house then my husband has his own account for whatever he wants plus my kids have there account so they can save money to buy what ever they want or save it for when they get older, i save all my change , i try to get things that are on sale, plus i don't tell my husband how much is in my account because he likes to spend money lol but i have trouble spending money on myself thats why its easy for me to save most of the time.

yes i do save some money every month, even though its a little amount from what i make, i think saving some money is a good idea for emergency use as you dont know when you have an emergency. its a smart thing to save some money from your pay check. i am working part time right now so i save 20 percent of what i make every month. happy posting!!!

When I was working, I budget $1000 for living expenses, the rest of the money stayed in the saving account. No matter how much I earn or how much bonus the company pays out, I do not increase my living expense. There is a lot of things I love to buy but I know I will not appreciate them once I bought them. So I do not spend money on it. One useful tip is to look at the price tag of a bag or shoes, for example $24, then decide that spending this $24 must give you an item that can last for a year or two. If you think that the item cannot last so long, then do not buy. What for spend $24 to buy a bag that lasts only 3 months? That is equal to $8 per month of usage value. If the $24 bag lasts for 2 years, then the usage value is $1 per month.

yes i save my money in my pilow

I try saving money as much as I can. I think I only have around $100 so far in the bank and I haven't added any money for quite a long time now. I do have some saving here our house. The bank is a bit far from my house I kinda save it here if I happen to get the chance to come by the bank I'll deposit them. I read in an article before the best way to save is to keep your change. Treat the change as your savings... coins and small bills. Don't spend it if not needed. I tried it and works for me. At first it's like a drag to carry coins in your pockets, purse or bag. I put them in my old fish bowl and didn't realize that it files up. When I thought it was time to take it to the bank, we counted it and almost came up about a $100. I haven't counted my file of coins right now, this one goes to the bank again, who knows if I can make around $200 (I wish)...

I am also trying to earn and save money as much as possible. I just started lately earning online and got paid by a two sites. I don't have a big savings account, I only have $20 on it and I am also trying to add more money into that savings. "Little by little does the trick"

My husband is the only one who works, I'm a full time stay at home mom. Most of our savings a month come from me and my work online through gpt sites and more. I have my paypal payments sent straight to my savings account and we do not touch that money. Another way we save is we try and take atleast 20-30 dollars out of every check he makes. We figure we might as well do something good with that money because if not we would probably end up just blowing it on something like a fast food restaurant or something we really don't need.

I try to save money every month but, at the moment I save very little! Once I finish paying my car though I plan to put the amount I was paying of that each month in my savings instead so then I should hopefully be able to start growing my savings! x

I try to save more than 10% of the money I get every payday as a rule. I had to go to great lengths just to make that possible. I refrain from eating out and I choose the cheapest rides available to get to and from work just so I could save even more. I cannot tell you how important it is to save as much as you could especially in these very trying times. You could just as easily wake up one day with your bills mounting in your face and very little money to pay them and still pay for the necessities. It is good that you have started saving for the rainy days. I agree with you, no matter how little that 28 dollars seem to you, it is still a good start. Just keep at it and you will never regret it! Good luck to you!

Well,i'm a typically moonlite,every month i got my salary,i told myself i'll keep some in my bank account,but i broken down when i got out shopping.I can't insist the desire to buy something i like even that one is not practical.My own dorm have many things that unpractical but i don't want to throw,i've regret that why i buy them when i saw these things.Now i'm trying to insist to shopping,i hope i can succeed.

hi there, i am not working yet so i can say the only income i have every month is whatever i get here. but i don't touch it yet, i leave it on my paypal account and i am saving it for something important.