How to get out of debt
By starlight48
@starlight48 (40)
Canada
April 24, 2009 8:31pm CST
I am very far in debt, to the point I keep getting further and further in just to pay the bills. Does anyone have any ideas on how to get out of debt without getting another loan? I have 4 credit cards and a car payment and a loan payment. I also have all the household bills and my husband is a farmer and makes no money and so puts nothing toward the bills. If he knew how far in debt I actually am he would have a heart attack and then the divorce would follow. I would like to pay off my bills using the money from my paychecks and there has to be a way but I am at a loss. Thank you for your help.
3 responses
@somesh1984 (1295)
• India
25 Apr 09
The only suggestion that I can give you is earn more money. Try mylot as a earning option, make referalls that will help you earn loads of money here.
@smileonstar (4007)
• United States
25 Apr 09
HI, I have idea. Do you have a job, right? try to put all credits and loan in one debt. If you are in the USA, then they have a company call Debt Solution. They will add all your credit cards and loan that you have, except Home loan, in one bill and then they will reduce monthly payment to fit in your budget. and others bills that are basic use, then you should find another way to pay... However, all the credit cards that you put in Debt Solution will be stop for a while until you pay it off. Good luck
@meandmy3 (2227)
• United States
25 Apr 09
Stop charging things to begin with, call your credit card holders and ask them to set up a payment plan if they will not contact one of the credit counseling services, they are free, they will help you out as much as possible.
Talk to your husband he needs to know where the two of you stand and what is going on. You need to tell him the truth, hiding things like this from your husband is the same as lyeing to him you need to be honest in order to improve your relationship and work through it together. He may need to get a real job.
